Caroline McMullen

All Articles From Caroline McMullen

Reviewing Error Codes: What Does Error Code 28 Mean?

How to Deal With a Hold Code 43

Hold Code 41: Lost Card

Deciphering Your Hold Code 07

How to Clear Payment Decline Code 93

Decline Code 65: What Does It Mean?

Why Am I Receiving a Decline Code 57 Message?

What Does a Decline Code 54 Mean?

Decline Code 51: Insufficient Funds

What is a Decline Code 05?

Decline Code 04: What Does It Mean?

Understanding Decline Code 02

Decline Code 01: Refer to Card Issuer

Error Code R0 or R1: Customer Prohibited Recurring Payment

CV Error Code: Card Type Verification Error

Error Code 96: System Error

Error Code 91: Issuer or Switch Inoperative

Error Code 85: No Reason to Decline

Error Code 63: Security Violation

Error Code 62: Invalid Service Code

Error Code 58: Transaction Not Permitted to Cardholder

Error Code 19: Re-enter

Error Code 15: No Such Issuer

Error Code 14: Invalid Card Number

Error Code 13: Invalid Amount

Error Code 12: Invalid Transaction

Error Code 00: Issuer System Unavailable

List of Credit Card Decline Codes: The Ultimate Guide to Bank Response Codes

Interchange Fees Explained: Definition, Rates, and Common Questions

What is Business Debt Consolidation and How does it Work?

R05 ACH Return Code: Unauthorized Debit to Consumer

Dropshipping 101: The Ultimate Guide to Dropshipping

What is a Micro Business? Everything You Need to Know

R04 ACH Return Code: Invalid Account Number

R03 ACH Return Code: Unable to Locate or No Account

How to Start an eCommerce Business in 2024: The Ultimate Guide

R02 ACH Return Code: Account Closed

R01 ACH Return Code: Insufficient Funds

TIN vs EIN: The Vital Differences You Need to Know

The 10 Best Online Shopping Cart Solutions for Small Businesses

Understanding Installment Loans for Your Small Business

What Is an EIN Number? Everything You Need to Know

Navigating Accounts Payable vs Accounts Receivable

What Is a Bridge Loan?

Invoice Factoring for Your Small Business

CVV Code: What It Is and How to Find It

Online Shopping vs In Store Shopping: Comparing the Differences for Your Customers

ACH vs Wire Transfer: Is There a Difference?

What is Working Capital?

What is a Liability?

What is an Acceleration Clause?

ACH vs EFT: Is There a Difference?

ACH Fees: The Costs Behind Check Processing

What are EFT Payments? Everything You Need to Know

Understanding Your Business Balance Sheet

10 Tips to Increase Sales and Drive Profits

Understanding AAA Bonds

RDFI and ODFI: What's the Difference?

Understanding the Generally Accepted Accounting Principles (GAAP)

Understanding the 5 Basic Accounting Principles

Business Forecasting: The Planning Strategy Your Business Needs

ACH Return Codes: The Complete List

What is a CPA: What Does a Certified Public Accountant Do?

Accounting Equation: What You Need to Know for Your Small Business

What is a CDFI?

What is an Asset?

Return on Investment (ROI): Formula and How to Calculate It

Navigating Accounts Receivable for Your Small Business

Understanding the 5 Cs of Credit

Flat Rate Credit Card Processing: Is It Right For You?

A Deep Dive Into the Cash Conversion Cycle (CCC)

Selling on an Online Marketplace: Getting Started

Loan to Value Ratio (LTV) Demystified

Exploring Your Small Business 401(k) Options

Deciphering The Personal Guarantee: Is It Right for Your Business?

Overhead Costs: Understanding How They Factor into Your Business

8 Small Business Legal Requirements to Consider

How Old Do You Have to Be to Buy a Gun in the US?

Understanding Your NFC Payment Options

Credit Card Authorization Form: Do You Need One?

Waiting Periods: How Long Does it Take to Buy a Gun?

The Length of Average Business Loan Terms

Loyalty Programs That Work: eCommerce Tips

Break Even Analysis: A Helpful Tool for Businesses

Gun Laws in the US: The Basics You Should Know

What is a Business Impact Analysis (BIA)?

Firearm Safety Certificate: A Helpful Guide

What is Curbside Pickup and How Can It Add Value to Your Business?

Secure Your Future with a Business Continuity Plan (BCP)

The 5 Best eCommerce Website Platforms to Consider for Your Business

What is Value-Based Pricing?

Alternative Payment Methods: How They're Transforming the Payments Space

Best Practices for Storing Credit Card Information

What to Know About Selling at Gun Shows

Startup Costs: How Much Does It Cost to Start a Business?

What is APR and Its Effect on Your Business?

Minority Business Loans for 2024

What is Collateral and do You Need It for Your Loan Application?

Inventory Loans: Considerations for Your Small Business

What is the Gun Show Loophole?

Debit Card Processing: What Is It?

Minority Small Business Grants to Take Advantage of in 2024

What is a Cash Advance Fee?

What is a Merchant Agreement?

What is Recurring Payment and How Can Your Business Benefit From It?

ISO/MSP: What's the Difference?

Restaurant Credit Card Processing: A Helpful Guide

Email Automation: Why Your Business Needs It

How to Incorporate a Return Policy into Your Business Plan

1099 vs W2: Which is Better for Your Business?

Credit Card Fraud Detection: What You Need to Know

PCI Non-Compliance Fee: What You Need to Know to Avoid it