High-Risk MCC Codes: A Helpful List
Among the long list of MCC codes used within payment processing to categorize industry types, a high-risk MCC code indicates a business operates in a…
High Risk
A high-risk business is any business that operates within an industry that is considered risky or unsafe. Any business that has a higher than average risk of financial failure may be considered high risk, which depends on factors like location, industry type, local culture, and the age of the business.
Learn everything you need to know about navigating your high-risk business. From understanding how banks deal with high-risk businesses to learning how to stay off the MATCH list, utilize our resources and stay prepared for the road ahead.
Most Recent High Risk Articles
NMI High-Risk Payment Gateway: Finding a Reliable Solution
NMI provides payment gateways—including high-risk payment gateways—used by more than 250,000 merchants worldwide.[footnote]NMI. NMI Reports Breakout First Half of 2021, Primed for Continued Success. Accessed…
What Is a High-Risk Virtual Terminal & How Can You Get One?
High-risk virtual terminals allow your small business to remotely accept a variety of different payment options via a secure webpage. Before continuing, we should note…
How to Get a High-Risk Payment Gateway for BigCommerce
Many eCommerce platforms ban high-risk industries from conducting business on their sites; BigCommerce, however, does not. As one of the world's most notable eCommerce brands—currently…
What Are High-Risk Businesses? How to Handle Being Labeled "High-Risk"
Within the payments industry, the term high-risk business describes businesses associated with an elevated risk of financial exposure. (Unfortunately, the phrase has nothing to do…
High-Risk Merchant Accounts For Shopify: What You Need to Know
Shopify is one of the world's most prominent eCommerce platforms—currently powering more than 4.4 million live websites across the globe.[footnote]BuiltWith. "Shopify Usage Statistics". Accessed on…
Authorize.net High-Risk Payment Gateway
You can easily accept high-risk transactions using an Authorize.net payment gateway, provided it's connected to a high-risk merchant account. And Authorize.net's high-risk payment gateways don't…
What Is a High-Risk Merchant Account & How Does It Work?
A high-risk merchant account is a type of business bank account setup by a payment processor that allows merchants to accept credit and debit cards…
Understanding Merchant Account Reserves for 2023
Merchant account reserves are an essential element of the payment processing industry, as they help to ensure the security and stability of both merchants and…
Understanding Up-Front Reserves as a High-Risk Merchant
Before providing payment processing services to a business, a financial institution may request an up-front reserve. While there are several different types of reserves, up-front…
