High Risk

A high-risk business is any business that operates within an industry that is considered risky or unsafe. Any business that has a higher than average risk of financial failure may be considered high risk, which depends on factors like location, industry type, local culture, and the age of the business.

Learn everything you need to know about navigating your high-risk business. From understanding how banks deal with high-risk businesses to learning how to stay off the MATCH list, utilize our resources and stay prepared for the road ahead.

Most Recent High Risk Articles

How to Accept Crypto Payments as a Business

Cryptocurrency is a cutting-edge payment method that, as it gains more global acceptance, only seems to grow in popularity. If you're interested in expanding your…

A basket full of cryptocurrency coins ready for a merchant who accepts crypto payments.

High-Risk MCC Codes: A Helpful List

Among the long list of MCC codes used within payment processing to categorize industry types, a high-risk MCC code indicates a business operates in a…

Two ropes balancing red blocks that spell out 'risk' to represent visa high-risk mcc codes.

NMI High-Risk Payment Gateway: Finding a Reliable Solution

NMI provides payment gateways—including high-risk payment gateways—used by more than 250,000 merchants worldwide.[footnote]NMI. NMI Reports Breakout First Half of 2021, Primed for Continued Success. Accessed…

A successful business owner using an nmi high-risk gateway on their open laptop

What Is a High-Risk Virtual Terminal & How Can You Get One?

High-risk virtual terminals allow your small business to remotely accept a variety of different payment options via a secure webpage. Before continuing, we should note…

a laptop open to a high-risk virtual terminal against an orange background

How to Get a High-Risk Payment Gateway for BigCommerce

Many eCommerce platforms ban high-risk industries from conducting business on their sites; BigCommerce, however, does not. As one of the world's most notable eCommerce brands—currently…

A shopping cart that says shop online on it with a computer in the background after getting a high-risk payment gateway for bigcommerce

What Are High-Risk Businesses? How to Handle Being Labeled "High-Risk"

Within the payments industry, the term high-risk business describes businesses associated with an elevated risk of financial exposure. (Unfortunately, the phrase has nothing to do…

risk spelled with blocks on a red background for high-risk business

High-Risk Merchant Accounts For Shopify: What You Need to Know

Shopify is one of the world's most prominent eCommerce platforms—currently powering more than 4.4 million live websites across the globe.[footnote]BuiltWith. "Shopify Usage Statistics". Accessed on…

Shopify high-risk merchant accepting payments at their eCommerce store

Authorize.net High-Risk Payment Gateway

You can easily accept high-risk transactions using an Authorize.net payment gateway, provided it's connected to a high-risk merchant account. And Authorize.net's high-risk payment gateways don't…

A business owner using their Authorize.net high-risk payment gateway on their laptop

What Is a High-Risk Merchant Account & How Does It Work?

A high-risk merchant account is a type of business bank account set up by a payment processor that allows merchants to accept credit and debit…

a dollar as a business owner in a button down and tie asking what is a high-risk merchant account

Understanding Merchant Account Reserves for 2024

Merchant account reserves are an essential element of the payment processing industry, as they help to ensure the security and stability of both merchants and…

A piggy bank, a calculator and a wallet with money in it to represent saving money in a merchant account reserve balance
close icon
high risk warning icon

Quick and Easy Approval for High Risk Merchants


By submitting this form, you consent to our terms. 3 months min. processing history required.

VeriSign Secured

Your information will not be distributed

close icon


By submitting this form, you consent to our terms. 3 months min. processing history required.

VeriSign Secured

Your information will not be distributed