Credit card processing is more than just customers tapping, dipping, or swiping to pay. Whether it’s a terminal, payment gateway, or shopping cart, it’s important to fully understand the equipment you’re using.

From how to set up a virtual terminal to what certain decline codes mean, you’ll find all the information you need to help you succeed. Find the tools you need to confidently use your business’s credit card processing equipment at any stage.

Most Recent Terminals Articles

Decline Code 01: Refer to Card Issuer

If you accept credit or debit cards and receive credit card decline code 01 when running a customer's card, you may not know what that…

decline code 01 refer to issuer

Error Code R0 or R1: Customer Prohibited Recurring Payment

If you accept payments, sometimes when you run a credit or debit card, you will come across an R0 error code. Completing a payment for…

r0 or r1 error code

CV Error Code: Card Type Verification Error

If you accept card payments for your business, you may come across a CV error. The overwhelming majority of your credit card transactions will succeed and…

cv error code card type verification error

Error Code 96: System Error

If you’re running a credit or debit card for a customer, you may see error code 96 on your terminal screen. For the most part,…

error code 96 system error

Error Code 91: Issuer or Switch Inoperative

When you accept credit or debit cards, there’s a chance you may come across error code 91 in your credit card terminal. Every year, millions…

error code 91 issuer or switch inoperative

Error Code 85: No Reason to Decline

If your business accepts credit and debit cards, you may come across error code 85. Has the following scenario ever happened to you? The customer has…

error code 85 no reason to decline

Error Code 63: Security Violation

If you accept credit and debit cards, you may come across error code 63. Not every payment you process will go through as expected. When a…

error code 63 security violation

Error Code 62: Invalid Service Code

Accepting credit cards as a method of payment is a necessity for merchants these days, but an invalid service code can stop a transaction in its…

error code 62 invalid service code

Error Code 58: Transaction Not Permitted to Cardholder

As a business owner who accepts credit card payments, you may come across error code 58. Truthfully, the process of using a debit or credit involves…

error code 58 transaction not permitted to cardholder

Error Code 19: Re-enter

When accepting credit and debit cards, you may encounter a number of hold, error, or decline codes, including error code 19. An error code is both…

error code 19 re-enter data