Payments Made Simple

We offer customized payment solutions that are tailored to fit your unique business needs.

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You Deserve The Best

At PaymentCloud, we don’t just help with payment processing… We excel at it.

We are a disruptor in the space because of our forward-thinking approach to payments. From our suite of fraud prevention tools, advanced payment gateways, and hundreds of integrations, we know your needs don’t stop once you begin processing payments.

Our highly trained representatives take a hands on, white-glove approach to account management. We can conduct a thorough side-by-side cost savings analysis, help you select from the hundreds of terminal and point of sale systems, and figure out what products and services will help you scale your business. Contact us today to start accepting payments, our reps are standing by.

Whether you’re looking to bypass credit card payment processing completely, or just add the ability to accept ACH payments, check processing is a great avenue to explore. Giving clients the ability to debit their bank account on an ongoing basis is vital for many businesses, whether you are collecting HOA payments, rental payments, or simply charging for services like gardening. Your business would be at a clear disadvantage if you do not accept ACH payments.

The ability to accept echeck payments expands the reach of your business by allowing alternative revenue streams to be accepted. Take advantage of our robust online platform, speedy payment processing times and the ability to set up recurring billing with a click of a button. Get approved in under 5 minutes and start accepting echeck payments today.

Unfortunately, fraudulent activity is inevitable in online merchant processing, especially in the eCommerce space. It hinders your business’ ability to ensure the safety of your cardholder’s transactions, costs you a lot of money in losses, and can seriously harm your merchant account. For instance, BIN attacks and card testing fraud are some of the most common tactics used to commit fraud. Luckily, our cutting edge fraud prevention suite of tools and custom gateway settings will help.

When you work with PaymentCloud, we do all we can to mitigate fraud and chargeback risks. We will work with you to see how the fraud is taking place and form an action plan to help prevent it from happening again. Using our multi-pronged approach to chargeback protection, chargeback monitoring services, along with our PCI compliant tools is your best defense.

There are many types of business loans that vary by aspects like term length, interest, and repayment structure. Explore our business funding options to discover the type of funding you need to keep your business operating smoothly.

If it’s difficult for you to qualify for a traditional business loan due to short business history or a low business credit score, a merchant cash advance (MCA) might be the perfect solution. Merchant cash advances let you borrow money against your future profits by selling your future receivables. Alternatively, a business line of credit lets you pay back your line of credit so that you can immediately borrow from it again over and over.

Business Funding Options >

With our secure merchant services, you will be able to offer as many payment options as possible for your customers. Accepting credit and debit cards enables you to provide a quick and convenient payment option and truly meet the demand for cashless payments.

We make it incredibly easy to accept mobile payments with the latest on-the-go card swipers, chip readers, and mobile POS systems. You can also use a virtual terminal or payment gateway to accept payments online to process and confirm transactions in an instant, avoid human error, and reduce processing risk factors. We offer robust solutions that even allow you to accept crypto payments with ease. PaymentCloud is compatible with almost all 3rd party gateways and shopping carts, making integrations a breeze.

Accept Payments >

Ready to begin accepting payments but don’t know where to start? Setting up a merchant account is the first step to securing credit card processing.

Processors require businesses to work through a merchant services provider in order to utilize all of their available capabilities. By applying for a merchant account through PaymentCloud, you are establishing a reliable banking channel for funds to be securely processed.

Our trained representatives will guide you through the merchant account setup process to get you processing immediately.

Defend your business against uncharted fraudulent activity and chargebacks.

Accept payments in your business via credit cards, online, or mobile options.

Set up complete ACH and eCheck payment options to accept and initiate direct deposits.

Get the funding you need for your business with our variety of business loan and funding options.

Custom Tailored Solutions No Matter Your Risk Level

As a low risk business, you find yourself in a sea of online and retail payment processing options. Which is great! But where do you begin?

PaymentCloud is here to make that decision easy. With a selection of robust POS systems countertop terminals and online credit card processing solutions, we have your back. Free terminal and mobile credit card reader options, low payment processing fees, and PCI compliance is built into our DNA because they help business owners (like yourself!) acquire merchant services and get up and running quicker.

Apparel
Home Goods
Moving Companies
Parking Garages
Pet Supplies
Beauty Products
Books, CD’s, DVD’s
Auto Parts

So let’s say you need eCommerce payment processing for your business, but since you have a high average transaction size or a few chargebacks- all of a sudden the merchant services companies categorize you as “Medium Risk.” From then on, you need a merchant processor that understands your business and won’t shut you down.

PaymentCloud gets it. Whether you need guidance on the latest in shopping cart integrations, recurring billing functionality, or lowering the amount of declined transactions, we can help. Our team of merchant service specialists are trained to ask the right questions, get you placed at the best payment processing home, and set you up with the security measures you need to succeed.

Traditional banks and payment processing companies don’t know how to handle you. Maybe your industry is risky, you have bad personal credit, or a previous business you ran went under. No matter the reason, you need to obtain a high risk merchant account.

PaymentCloud can and will support you. Chargeback and fraud prevention, PCI compliant virtual terminals, and a long list of supporting banks are in our arsenal. Let us reduce your chargebacks, help you win more disputes, and get you processing payments right away.

Custom Tailored Solutions No Matter Your Risk Level

Low Risk

Medium Risk

High Risk

As a low risk business, you find yourself in a sea of online and retail payment processing options. Which is great! But where do you begin?

Apparel
Home Goods
Moving Companies
Parking Garages
Pet Supplies
Beauty Products
Books, CD’s, DVD’s
Auto Parts

Clover Mini touchscreen POS from merchant service provider

Seamless Integrations With Tools You Know

…and

100’s

BigCommerce Integration

The payments space is expanding and so is the software that facilitates online businesses. BigCommerce is one such company, leading the way for SaaS companies doing business over the web. By connecting your BigCommerce site with PaymentCloud, you will have a powerhouse supporting your eCommerce business

WooCommerce Integration

WooCommerce is a customizable solution that can adapt with your business’ growing needs. Being powered by Wordpress means that they have the assets and supporting power to keep your company happy and healthy. The last piece of the puzzle comes by integrating PaymentCloud with your WooCommerce site so that you can accept card transactions from your customers.

Volusion Integration

Volusion’s all-in-one user platform makes the process of integrating a PCI compliant payment gateway a quick and painless one. By utilizing PaymentCloud’s integration into Volusion, you will gain access to a robust processing suite that can connect your shopping cart to a backend payment processor that can support you.

Magento Integration

Powered by Adobe, Magento caters to creating a superior shopping experience. So, don’t let that all fall away when the customer gets to the shopping cart. Integrate the payment processing capabilities from PaymentCloud to your Magento eCommerce platform to provide an all-around good experience.

Shopify Integration

Shopify is to eCommerce store set up as PaymentCloud is to payment processing- simple. With a Shopify and PaymentCloud integration, you will have a versatile and robust website shopping cart. Let us connect you to our tools so you can leverage our merchant services.

OpenCart Integration

Using OpenCart is perfect for juggling multiple eCommerce sites at once. Now with PaymentCloud, you can do all of that plus more. Integrate your OpenCart site with PaymentCloud’s payment processing tools to get set up and running in no time.

PrestaShop Integration

If you’re already on PrestaShop, you know how convenient it is to have everything you need in one place. And with PaymentCloud’s payment processing solutions, that doesn’t need to change. Our one-click integration allows PaymentCloud to integrate with PrestaShop so you can start processing transactions on your site in a flash.

3dcart Integration

The 3dcart software brings together a shopping cart and a web hosting platform in an easy to understand tool. The only thing you’re missing is PaymentCloud. Integrating 3dcart and PaymentCloud is both quick and easy. Our simple connection will allow you to take payments without a hitch.

Ecwid Integration

This free online store has almost everything that you need to start your eCommerce business. By integrating Ecwid with PaymentCloud, you can control everything on a single dashboard such as inventory management, pricing, processing, and more. Set up and easily sync across all social media platforms, marketplaces, and in-person.

WordPress Integration

Wordpress is known globally as a web hosting platform, specializing in blogs and online stores alike. But with PaymentCloud connected to your Wordpress site, you will have a fully integrated shopping cart gateway. Once connected, you will enjoy live support and industry-leading processing to accept payments from your customers.

ZenCart Integration

ZenCart is an open-source eCommerce platform built by e-tailers, for e-tailers. Integrate PaymentCloud’s simplified backend with this ultra customizable platform to fulfill any and every one of your business’s needs. Get access to ZenCart’s database including products, customer information, and more. Super user friendly navigation offers a seamless shopping experience for both you and your customers.

Secure API Integrations

Authorize.net

Effortlessly link Authorize.net to the shopping cart configuration you already use to process payments faster and more securely than ever. Authorize.net is one of the most well-known and utilized payment gateways on the market.
USAePay

Easily connect your existing shopping cart platform with USAePay’s vast range of APIs to do more than just process payments. Flexible tools allow you to customize the user experience and automate your most time-consuming tasks.
NMI

Seamlessly integrate your eCommerce platform to optimize your workflow and your customer experience. NMI gives you the creative control to stand out and enables you to offer solutions as unique as your business.

animated code for payment gateway integration API

Where every customer’s phone is a POS

Send invoices via text or email, verify payments instantly, and run campaigns in a click.

phone scanning QR code on receipt from paysley merchant services

Contactless payments

Allow your customers the flexibility to pay from anywhere they have internet connection.
Send winning estimates

Win jobs 3x faster with online approvals and request deposits.
On-the-spot verification

Scan customer confirmation codes to validate the transfer of funds.
Look the part

Add your logo, colors, and personality to our templates for a professional feel.

Ready To Get Started?

Get merchant services and start processing payments instantly. We can design a custom package for your business and integrate with your existing website.

Our Merchants Love Us!

Adam Amaro

Great merchant service provider. We’ve been using them for years. They have an easy to use platform and can easily adjust to your business needs. Thanks guys for providing a great service.

Thomas Ryan

AMAZING EXPERIENCE! After trying out other merchant processors I’m honestly so content that we picked PaymentCloud. Give it a try you won’t regret it.