PaymentCloud Merchant Services

Whether you’re looking to bypass credit card payment processing completely, or just add the ability to accept ACH payments, check processing is a great avenue to explore. Giving clients the ability to debit their bank account on an ongoing basis is vital for many businesses, whether you are collecting HOA payments, rental payments, or simply charging for services like gardening. Your business would be at a clear disadvantage if you do not accept ACH payments.

The ability to accept echeck payments expands the reach of your business by allowing alternative revenue streams to be accepted. Take advantage of our robust online platform, speedy payment processing times and the ability to set up recurring billing with a click of a button. Get approved in under 5 minutes and start accepting echeck payments today.

Unfortunately, fraudulent activity is inevitable in online merchant processing, especially in the eCommerce space. It hinders your business’ ability to ensure the safety of your cardholder’s transactions, costs you a lot of money in losses, and can seriously harm your merchant account. For instance, BIN attacks and card testing fraud are some of the most common tactics used to commit fraud. Luckily, our cutting edge fraud prevention suite of tools and custom gateway settings will help.

With PaymentCloud’s merchant services, we do all we can to mitigate fraud and chargeback risks. We will work with you to see how the fraud is taking place and form an action plan to help prevent it from happening again. Using our multi-pronged approach to chargeback protection, chargeback monitoring services, along with our PCI compliant tools is your best defense.

There are many types of business loans that vary by aspects like term length, interest, and repayment structure. Explore our business funding options to discover the type of funding you need to keep your business operating smoothly.

If it’s difficult for you to qualify for a traditional business loan due to short business history or a low business credit score, a merchant cash advance (MCA) might be the perfect solution. Merchant cash advances let you borrow money against your future profits by selling your future receivables. Alternatively, a business line of credit lets you pay back your line of credit so that you can immediately borrow from it again over and over.

With our secure merchant services, you will be able to offer as many payment options as possible for your customers. Accepting credit and debit cards enables you to provide a quick and convenient payment option and truly meet the demand for cashless payments.

We make it incredibly easy to accept mobile payments with the latest on-the-go card swipers, chip readers, and mobile POS systems. You can also use a virtual terminal or payment gateway to accept payments online to process and confirm transactions in an instant, avoid human error, and reduce processing risk factors. We offer robust solutions that even allow you to accept crypto payments with ease. PaymentCloud is compatible with almost all 3rd party gateways and shopping carts, making integrations a breeze.

Ready to begin accepting payments but don’t know where to start? Setting up a merchant account is the first step to securing credit card merchant services.

Merchant processors require businesses to work through a merchant services provider in order to utilize all of their available capabilities. By applying for a merchant account through PaymentCloud, you are establishing a reliable banking channel for funds to be securely processed.