The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Credit Card Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



How to Establish & Build Business Credit in 10 Easy Steps

Building business credit helps showcase your business's financial strength to lenders, suppliers, and other interested parties. Similar to a personal credit score, a business credit…

business owner evaluating their business credit with paperwork of charts and graphs

What Is Experian Credit Score? Everything You Need to Know

Like other credit scores, your Experian credit score can either be a dealbreaker or a clincher when it comes to taking out business loans. This…

What Is a FICO SBSS Score and How Can You Improve It?

To build a good business credit score, the SBSS score is what business owners should look to. This score shows lenders how capable you are…

business owner is in front of laptop looking at a paper with their sbss score

What Is a Bear Market? Definition, Examples, and More

A bear market is a period of time when the prices of stocks are falling. This term is often used to describe the stock market,…

Recession vs Depression: What Is the Difference?

What exactly is the difference between a recession and a depression? While the terms "recession" and "depression" are both used to describe periods of economic…

sad businessman on a bench during the great depression vs great recession

What Is a Bull Market? Definition, Indicators, and Examples

It's essential to understand the definition of investment terms like "bull market" if you plan to invest in the stock market or have investments through…

What Is a Recession? How Recessions Affect Small Businesses

The phrase "recession" tends to strike fear in the hearts of, well, everyone. Defined as an economic downturn lasting more than a few months, recessions…

economic downturn spelled with wooden letters during recession

Etsy Fees: How Much Does It Cost to Sell on Etsy in 2022?

Some entrepreneurs may feel that Etsy fees prevent them from turning their passion into a bonafide career. However, others feel Etsy offers them the audience…

entrepreneur looking at etsy fees on their laptop whiile they prepare packages for shipment

DUNS Number: What Is It and How to Get One for Your Business

If you want to apply for a grant or loan as a business, rather than as an individual, you need a DUNS number. But what…

a business man drinking coffee and checking his business credit score with his DUNS number

Net 30 Payment Terms: What Are They and Why Do They Matter?

When you send an invoice with net 30 payment terms, you're indicating to your customer that they have 30 days to pay the full amount…

accountants using calculator to calculate net 30 payment terms


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