The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

Do Businesses Have Credit Scores?: Business credit is a powerful tool for business owners. Learn what it is, how it differs from personal credit, and ways to utilize it to help foster success.

3 Steps to Simplify Your Shopping Cart Checkout: Cart abandonment is a side effect of an ineffective checkout experience. Simplify the process to retain customers and increase cash flow.

What Do Chargeback Management Tools Actually Do?: Find out why chargeback protection for merchants is imperative to help you run your business.

Product Sourcing for Your eCommerce Business: Think of this article as a free class: Product Sourcing 101. You’ll learn everything you need to know for your eCommerce business.

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

Your Complete Guide to Credit Card Processing: Please check out this post first as it covers many of the basic questions regarding credit card processing from a beginner standpoint.

Ultimate Guide: Credit Card Processing Fees Explained: A classic resource for all business owners and accountants alike, here is your guide to what, why, and how credit card fees are assessed on your payment processing statement.

Which Credit Card Machine Is Right For You?: Selecting your credit card machine sets a precedent for your business. Ensure you find the right credit card terminal for your operations.

How to Accept Credit Card Payments: So you want to start taking customer credit card payments for your store, but you’re not sure where to start. Follow this guide to show you how to prepare your business, get approved, and start swiping cards right away.

Are Credit Card Processing Fees Tax Deductible? What You Need to Know

These days, credit card processing fees are simply the cost of doing business. However, the impact of credit card processing fees on your tax liability…

cash and tax forms that have some wondering are credit card fees tax deductible

Is Square a Good Option for Your Business? Fees, Alternatives, and More

As a business owner, you’re probably familiar with Square, a payment processing platform targeted toward new and small businesses. Square credit card processing makes it…

POS device for square credit card processing

Federal Tax ID Number (TIN): How to Get the Right Type for Your Business

Acquiring a tax ID number (TIN) for your new business is a necessary step in filing your business' tax returns. In this post, we'll explain…

tax filing forms requiring a tax id number

How to Create a Website in 6 Easy Steps: Complete Guide for Beginners

Do you want to know how to build a website? You don't need to be a coding genius or design expert to create your own…

snapshot of a screen looking at the different ways to create a website

S Corp vs C Corp: What Are the Differences & Which Is Best for You?

When incorporating your business, it's important to consider C corp vs S corp when choosing your business structure. Choosing the wrong structure may cost you…

IRS form for US Corporation taxes for S corporation

Verified by Visa: Should Merchants Implement 3D Secure Technology?

With online shopping a given these days, no business would be secure without the ability to protect themselves, and their customers, from cyber threats. Enter…

woman entering a OTP on laptop from my card secure VBV

Merchant Category Codes: Why They Matter to Your Business

What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify the…

blank credit card - mcc code

Credit Card Issuers: What Are They and How Do They Work?

The various terms, options, and even company names on credit cards can be downright confusing to the average business owner and cardholder. While you may…

credit cards from credit card issuer on yellow background

What Is an Authorization Hold? Everything You Need to Know

An authorization hold is a valuable tool used to verify if a customer has enough funds to cover a transaction. Many everyday businesses use holds.…

man holding credit card for authorization

What Is a False Decline? How to Prevent False Declines in Your Business

It's no secret that you work hard for every sale. But every month, you may lose a significant portion of sales you’ve earned without realizing…

cashier running card that will false decline