The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Fraud Detection: Types and Methods to Identify and Mitigate Risks

Fraud and fraud detection impacts hundreds of thousands of individuals and businesses in the United States annually. It is less an unfortunate byproduct of our…

Merchant perusing website with a fraud detection alert in the foreground.

What is Authorize.net? An In-Depth Analysis

Before diving into our review of Authorize.net, it's important to understand the payment landscape that merchants navigate daily. For businesses accepting online payments, creating a…

A merchant holding a phone and credit card to use Authorize.net.

Federal Trade Commission Announces “Click-to-Cancel” Rule, Making It Easier to Stop Recurring Subscriptions and Memberships

In 2024, nearly 70 consumer complaints per day flooded the Federal Trade Commission (FTC) on a hot topic: subscriptions.[footnote]Federal Trade Commission. “Federal Trade Commission Announces…

A woman looking at her iPad in an armchair, preparing to cancel a subscription through click-to-cancel.

Fraud Prevention: What is it and How Can You Protect Your Business?

With 70% of North American financial institutions reporting an increase in fraud over the past year, businesses must remain vigilant to avoid financial losses and…

A magnifying glass looking over a pad with the word fraud, using fraud prevention strategies.

Worldpay Review 2024: Features, Pricing, & More

Since its inception in 1989, WorldPay merchant services has established itself as a driving force in internet-based payments. Although it has since been acquired by…

Business owner with cell phone, credit card, and laptop getting set up with Worldpay merchant services.

NFC Mobile Payments: Everything You Need to Know

With evidence suggesting that 87% of consumers prefer NFC mobile payments for in-store purchases, it's no wonder businesses are rushing to offer this payment method.[footnote]…

These phones explain what is NFC mobile payments?

eCommerce Fraud Prevention & Protection: The Ultimate Guide

Estimates suggest more than 24% of retail purchases will occur online by 2026, making the online transaction space among the ripest targets for scammers.[footnote]Forbes. "38…

A person with a phone using ecommerce fraud prevention with security measures.

Stripe Connect Alternatives: Top Competitors and Options

These days, there are plenty of viable Stripe Connect alternatives for your business, especially as the eCommerce space has grown. With estimates suggesting that annual…

A business owner holding a credit card in front of a laptop, excited to choose a Stripe Connect Alternative.

No-Fee Credit Card Processing: A Complete Business Guide

Every business owner who accepts card payments has to deal with processing fees at one point or another. However, an unwanted abundance of credit card…

Merchant tapping credit card for zero-cost processing transaction.

ACH SEC Codes: The Complete List

One of the sections of financial lingo among the jargon of the industry that's quite literally just a wall of codes is the SEC code…

A document with an SEC code.
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