The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

Do Businesses Have Credit Scores?: Business credit is a powerful tool for business owners. Learn what it is, how it differs from personal credit, and ways to utilize it to help foster success.

3 Steps to Simplify Your Shopping Cart Checkout: Cart abandonment is a side effect of an ineffective checkout experience. Simplify the process to retain customers and increase cash flow.

What Do Chargeback Management Tools Actually Do?: Find out why chargeback protection for merchants is imperative to help you run your business.

Product Sourcing for Your eCommerce Business: Think of this article as a free class: Product Sourcing 101. You’ll learn everything you need to know for your eCommerce business.

where to start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

Your Complete Guide to Credit Card Processing: Please check out this post first as it covers many of the basic questions regarding credit card processing from a beginner standpoint.

Ultimate 2020 Guide: Credit Card Processing Fees Explained: A classic resource for all business owners and accountants alike, here is your guide to what, why, and how credit card fees are assessed on your payment processing statement.

Which Credit Card Machine Is Right For You?: Selecting your credit card machine sets a precedent for your business. Ensure you find the right credit card terminal for your operations.

How Can My Business Accept Credit Card Payments?: So you want to start taking customer credit card payments for your store, but you’re not sure where to start. Follow this guide to show you how to prepare your business, get approved, and start swiping cards right away.

most recent articles

Your List of Credit Card Declined Codes Explained | Mar 05

As a business owner, the last thing you want to see is a list of credit card declined codes when…

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list of credit card declined codes

What is the Paycheck Protection Program and How Can You Apply | Mar 03

If you're fervently typing into Google, "what is the paycheck protection program?" you're certainly not alone. On top of public…

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paycheck protection program

Federal Funding for Small Business COVID-19 Relief | Mar 02

Federal funding for small business owners has never been greater. Over the last year, the coronavirus has had serious consequences…

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government small business grants

Debit Card Processing: What Is It? | Feb 25

There are a lot of misconceptions regarding debit card processing in the payments space. Today, we will demystify this concept…

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Debit Card Processing Article Header

Level 3 Data: Everything You Need to Know | Feb 24

Credit card processing is a complicated world fraught with confusing terms like 'level 3 data' or 'negative-option billing.' Even with…

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level 3 credit card processing

B2B Payment Processing: Finding Solutions for Your Business | Feb 23

Business to Business or B2B payment processing is the modern way for businesses to pay each other. Traditionally, businesses have…

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b2b payment processing

What Is a Merchant Account? | Feb 18

A merchant account is a familiar term if you're a business looking to accept credit card payments. Before the development…

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what is a merchant account

Merchant Cash Advance: What to Know for Your Small Business | Feb 16

Merchant cash advances are more popular than ever when starting or growing your business. The truth is, many businesses today…

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merchant cash advance

EIN Lookup: How to Find My EIN | Feb 13

An EIN lookup is necessary for more occasions than one might think. Just as every citizen in the U.S. has…

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how to find my ein

Minority Small Business Grants to Take Advantage of in 2021 | Feb 10

Minority small business grants are a great way to receive funding directly to your business. This is especially true if…

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minority small business grants to take advantage of in 2021