The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Stripe vs. Merchant Account: What's the Difference?

With more than 39 billion combined card transactions annually in the United States, businesses accepting credit cards can expect to generate more revenue than those…

three shopping carts against a green background as a merchant debates merchant account vs stripe

How to Harness the Power of Smart Payment Routing

As the widespread use of credit cards increases, so too does the occurrence of declined transactions, but smart routing aims to solve the latter by…

A person paying with a credit card online that is channeled through a secure smart routing payments system.

Merchant Account vs Business Bank Account: What's the Difference?

Merchant accounts and business bank accounts are often perceived as the same thing, but they're not. If you own a business, you probably already know…

A calculator, a pencil, and a magnifying glass next to a financial document for a merchant account bank

How to Integrate a Payment Gateway Into Your Website

If you want to start an eCommerce business, you'll need to integrate a payment gateway with your website in order to securely accept payments. As…

Puzzle pieces fitting together just as smoothly as payment gateways integrate with websites.

How to Accept Credit Card Payments Without a Merchant Account

With over one billion credit cards in use in the United States, it's safe to say that business owners who don't accept card payments are…

A credit card terminal with a person swiping a card at a business wondering how to accept payments without a merchant account.

Can You Advertise & Sell CBD on Instagram? Our Tips for Success

Instagram has become one of the most popular social media platforms globally, with over a billion active users. It provides a great opportunity for businesses…

Products for a merchant to sell when they find out how to run CBD ads on Instagram.

Can You Sell CBD on Etsy? The Truth Revealed

Etsy—the popular US-based online marketplace for artisans selling crafted goods—seems perfect for connecting to new customers. After all, the eCommerce company prides itself on its…

Various CBD products and hemp leaves from a business owner selling CBD on Etsy against a blue background.

How to Create a Friendly Payment Reminder Email or Letter

After you've completed work or delivered goods, it's time for your client to pay up, but this doesn't always happen. This is when payment reminder…

Picture of reminder notes on a desk to represent sending payment reminder emails as a business owner.

Credit Card Payment Tokenization Explained: A Merchant Guide

In today's digital age, credit card fraud is a concern for consumers and business owners alike. Fortunately, credit card tokenization has emerged as a popular…

A lock and credit card tokens on a shadowy teal background

What Is AVS Mismatch? Your Guide to Handling AVS Rejections

While AVS mismatches are a large part of electronic transactions, they are usually worth the risk for merchants. With the global online payment industry expected…

Keyboard with error key to represent an avs mismatch while accepting a payment


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