The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



How to Delete a PayPal Business Account in 4 Easy Steps

For merchants who no longer believe PayPal is the most advantageous platform for their business operations, this article explains how to delete a PayPal Business…

photo of a person holding a phone with the paypal symbol on it to represent how to delete a paypal business account

PayPal Business Account vs Personal Account: Which Is Best for You?

As PayPal continues its dominance in the payment industry, understanding the differences between PayPal Personal and Business accounts is important for merchants. Business accounts and…

A paypal for business transaction taking place at an ice cream shop and processing through a paypal business account

How to Prevent & Fight Chargebacks on PayPal: The Complete Guide

PayPal chargebacks can produce many challenges for merchants relying on this platform. While PayPal has an internal transaction dispute process, account holders paying with a…

A merchant at their table with a tablet ready to fight chargeback fees with paypal

What Is a Merchant Cash Advance? Everything You Need to Know

A merchant cash advance (MCA) is a form of funding in which a business's sales volume is used to secure capital from a lender. There's no doubt…

Businessman's folded hands near laptop with cash from merchant cash advance and blocks spelling

How to Handle a Chargeback on Amazon

Most merchants selling on Amazon can agree that receiving an Amazon chargeback alert is a stressful experience. While Amazon is one of the most popular…

top view of an amazon merchant who utilizes amazon chargeback protection services preparing items for shipping

What Is Provisional Credit? Advantages and Disadvantages

Because it can take weeks, sometimes even months, for a final decision to be rendered in the event of a chargeback, issuing backs often supply…

Picture of a piggy bank with cash in it on top of a computer to represent a provisional credit supplied by an issuing bank

Understanding Visa Chargebacks & Disputes: The 2023 Merchant Guide

As more merchants accept credit cards in today's digital society, the occurrence of Visa chargebacks continues to increase. Visa remains to be one of the…

picture of a visa credit card to represent visa chargebacks

What Is QuickBooks and How Does It Work? A Complete Overview

Like Xerox is to copies, and BandAid is to bandages—QuickBooks has been synonymous with business accounting software since the 1990s. Despite increased competition, QuickBooks still…

Woman at a desk pointing at the desktop screen while typing on the calculator while using quickbooks

A Complete Guide to Discover Card Disputes & Chargebacks 

With Discover being one of the most widely used credit card networks, most business owners have come across the dreaded Discover chargeback. As such, it's…

A shopper on her laptop and holding her credit card to start making Discover chargebacks

A Complete Guide to Square Chargebacks & Seller Protection

Due to Square's growing popularity in the payments industry, the occurrence of Square chargebacks has become an increasingly frequent problem for merchants. For small businesses,…

stressed businessman sitting at a desk with stacks of paperwork because he didn't enroll in square chargeback protection program


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