The PaymentCloud Blog

Our merchants are important to us- that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

 The Basics to Understanding Merchant Account Fees

Posted: by Allison

The Basics to Understanding Merchant Account Fees

A merchant account is a particular account that allows your business to accept credit and debit card payments. For some, the merchant account fees charged by a processor can be complicated and hard to understand. There is no standard model for a credit card processing company. The banks and credit card companies pass through their […]

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 Why Your Business Needs ACH Payment Processing Now More Than Ever

Posted: by Allison

Why Your Business Needs ACH Payment Processing Now More Than Ever

Many businesses accept credit and debit cards in addition to checks and cash as payment for goods or services. While this is convenient for customers, the cost of processing credit card transactions can add up over time for the business. Additionally, checks present a whole other set of issues and can be a headache to […]

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 3 Steps to Simplify Your Shopping Cart Checkout

Posted: by Allison

3 Steps to Simplify Your Shopping Cart Checkout

Online shoppers look forward to an easy and convenient shopping experience when browsing the Internet and online stores. But if this is the case, why do so many shoppers end up abandoning their carts prior to checkout? This has been studied in length and there are many reasons why this may happen during the shopping […]

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 How to Prevent eCommerce Retail Fraud & Protect Your Business

Posted: by Bronte

How to Prevent eCommerce Retail Fraud & Protect Your Business

There has been a surge in online shopping since ecommerce merchants have become more common in everyday life. And while online payment processing is essential to accessible shopping, online and anonymous shopping capabilities have also caused a spike in ecommerce fraud. Also called online retail fraud, ecommerce fraud occurs when online purchases are made through fraudulent […]

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 How To Protect Your Business Against Credit Card Chargebacks

Posted: by Bronte

How To Protect Your Business Against Credit Card Chargebacks

When owning a business, accepting payments is important, but protecting those payments from credit card chargebacks is essential. Unfortunately, when enabling credit card payments, you are at a higher risk, than cash or debit, for chargebacks. This is why optimizing for chargeback protection is important and reflects on the health of your business. Learn how […]

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 Tips to Launch an eCommerce Site from Your Brick and Mortar Store

Posted: by Bronte

Tips to Launch an eCommerce Site from Your Brick and Mortar Store

Are you interested in expanding your brick and mortar business by selling online? Many shop owners are excited and anxious about founding an ecommerce site. It has the potential to increase your revenue exponentially and so should be handled with care. This article will provide tips to help you launch your ecommerce site online as […]

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 Why is High Risk Payment Processing Necessary for Airlines?

Posted: by Bronte

Why is High Risk Payment Processing Necessary for Airlines?

According to the Bureau of Transportation in 2019, United States airlines carried nearly 926 million passengers – more than ever seen in the years before. However, in March of 2020, the United States carriers alone saw their air travel demand decreased by 36% from that of the previous year due to the unexpected COVID-19 pandemic. […]

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 What Is a High Risk Business?

Posted: by Bronte

What Is a High Risk Business?

The term “high risk business” may seem pretty intimidating to new, or even seasoned business owners. However, the term has less to do with success potential than you might think. A high risk business is any business that operates within an industry that is considered risky or unsafe, and/or any a business that has a […]

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 The Advantages of Having an Online Virtual Terminal Payment Option

Posted: by Allison

The Advantages of Having an Online Virtual Terminal Payment Option

You’ve probably used a physical credit card reader when making purchases at a retail store or restaurant. And, chances are, that have also shopped online and entered card information over the internet to purchase products or services through a payment gateway. Using credit cards at in these terminals is commonplace and most people have used […]

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 The Differences Between a Payment Gateway and Virtual Terminal

Posted: by Allison

The Differences Between a Payment Gateway and Virtual Terminal

Whether you’re a successful business owner or an aspiring entrepreneur, you understand the importance of secure and seamless transactions. Nowadays, there are countless ways to receive compensation, ranging from over-the-phone payment to online, card-not-present payments. But do you know what the perks and drawbacks are of using each platform available to you? The two most […]

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