The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Dynamic Pricing Strategy in High-Risk Industries: What Merchants Need to Know

Dynamic pricing is the practice of changing prices in real-time based on demand, supply, market conditions, and other factors. It's gaining popularity, with 38% of…

business owners standing among pie graphs and charts used for analysis in their dynamic pricing strategies

HIPAA Compliant Payment Processing Guide & Best Practices

Healthcare practices often prioritize securing patient records and communications, but may underestimate the need for HIPAA compliance in their payment platforms. While payment processing is…

A doctor treating a patient who is paying for his treatment via HIPAA-compliant payment processing.

PaymentCloud Partners With Float to Bring Effortless FSA/HSA Reimbursements to Telemedicine Merchants

LOS ANGELES, October 29, 2025 - PaymentCloud, a leading merchant services provider, has announced a strategic partnership with Float, a pioneering post-purchase FSA/HSA reimbursement platform, to…

PaymentCloud and Float logo.

How to Accept Payments: Best Ways to Get Paid Online, In-Person & by Phone (2025)

From morning coffee runs to online checkouts and subscription services, customers expect frictionless payment experiences and will not hesitate to switch if they don’t get…

blue and orange credit cards used to accept payments, dollar signs on coins, and security shields with dollar signs on them against a black background

How to Make an ACH Payment: Step-by-Step Guide for Businesses

Chasing payments while juggling the process of collecting money from customers and paying suppliers can be exhausting. If you want to avoid credit card fees…

A merchant at a laptop with a credit card making an ACH payment.

Alternative Payment Methods: The Ultimate Guide

According to the Baymard Institute, at least 10% of online shoppers abandon their carts because there aren't enough payment methods.[footnote]Baymard. “50 Cart Abandonment Rate Statistics 2025.” Accessed…

A hand typing on a payment terminal, with a device next to it offering alternative payment methods.

Visa Integrity Risk Program (VIRP): What High-Risk Merchants Need to Know

In September 2025, Visa announced that it had identified more than $1 billion in fraud attempts over the past year.[footnote]Visa Perspective. "Protecting Consumer Payments, One Billion…

a blue Visa credit card behind an orange security shield and lock to showcase the compliance measures for high-risk merchants from the Visa Integrity Risk Program (VIRP)

How to Scale a SaaS Company: Strategies for Growth and Long-Term Success

Scaling a SaaS business can challenge even the most seasoned entrepreneurs when the core fundamentals aren’t fully understood. After all, it requires more than just…

A SaaS merchant sitting at their desk, researching how to scale a SaaS company.

Selling on Gumroad: Payment Limits, Content Restrictions, and Workarounds

The creator economy is booming, with Gen Z and millennials leading the charge. An Intuit survey found that nearly two-thirds of 18- to 35-year-olds have…

a desktop computer showing an eCommerce checkout shopping cart from a creator selling on Gumroad

Interchange Plus Pricing vs. Tiered Pricing: Key Differences You Need to Know

In 2024, U.S. businesses paid over $187 billion in credit and debit card processing fees.[footnote]Merchants Payments Coalition. "Credit and Debit Card ‘Swipe’ Fees Hit New Record…

a blue credit card with a yellow percentage sign and a yellow credit card with an orange percentage sign showcasing the difference in interchange-plus pricing vs. tiered pricing models
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