The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Credit Card Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Interchange-Plus Pricing: Everything You Need to Know

Credit card processing today opens a range of doors to business owners that want to accept different payment methods other than cash. However, as the…

illustration of two men surrounded by finance symbols

Facebook Pay for Your Business: How Does it Work?

Facebook Pay (FB Pay) is a digital payment service that allows users to send and receive money through Facebook, Facebook-owned platforms, and your website. This…

someone holding a thumbs up with a credit card in their hand to represent facebook pay

Get Your Trucking Authority and MC Number in 10 Easy Steps

Three-fourths of America's tonnage is shipped via the trucking industry, employing millions and generating $732.3 billion in gross freight revenues. [footnote]American Trucking Associations. "Economics and Industry…

three red trucks after getting an mc number on a white back ground

How to Start a Cleaning Business from Scratch

A cleaning company is a unique business due to its low cost of entry and non-traditional operating costs. It's a domestic and commercial service that…

man and woman with cleaning supplies

Bankcard MTOT Disc: What Does it Mean Exactly?

If you looked at your bank account and saw you were charged for “BANKCARD MTOT DISC,” you’re probably wondering where that came from. It also…

a bank statement showing a mtot disc fee on a blue backgroung with a calculator and a magnifying glass

What Is Sezzle? What You Need to Know About Sezzle for Merchants

Over half of consumers are more likely to purchase from a business offering interest-free payment plans like Sezzle. Amongst buy now, pay later (BNPL) users,…

a calendar on split gray and yellow background: what is sezzle

Chargeback vs Refund: What's the Difference?

When it comes to reversing charges, there can be confusion between a chargeback and a refund. Understanding these differences is important for maintaining good consumer…

a folded stack of dollar bills on a green background place by someone thinking over chargeback vs refund

Factor Rate: What You Need to Know for Securing Business Financing

When you need business financing, you take out a loan, cash advance, or another form of funding, then you pay back the money borrowed with…

a magnifying glass and calculator on a pile of cash being used by someone trying to find their factor rate

Stripe vs Square: A Complete Side-by-Side Comparison

Stripe and Square are two of the most popular payment service providers on the market today. When deciding between Stripe and Square, you’ll need to…

one hand holding a terminal and another hand holding a phone to do contactless payment transaction in front of a pink background after deciding between stripe vs square to pay

Square vs PayPal: Which Is Best for Your Business?

It is absolutely necessary to accept credit card payments if you own a business. As American consumers start using credit cards more than cash, an…

someone deciding between square vs paypal holding a credit card on a green background


VeriSign Secured

Your information will not be distributed