The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes



Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success



SumUp Card Reader Review: What You Need to Know

If you’re a new business owner looking to process credit card transactions, then you may have considered SumUp. It directly competes with other popular small…

Zelle vs Cash App for Business: Which One Should You Pick?

Regardless of your industry or business size, you must offer your customers solid payment options to keep competitive. Cash App vs Zelle has often been…

Someone holding a phone and deciding between cash app or Zelle.

Is the Shopify POS Terminal the Right Fit for Your Business?

There are many factors to consider when deciding which point of service (POS) system will give your business the most value. The Shopify POS system…

A cashier uses a Shopify POS terminal.

Returned Check Fee: What Does it Mean and How to Avoid it

The term "returned check fee" carries significant weight in the knotty landscape of financial transactions. This monetary penalty imposed by banks and credit unions has…

This is a returned check making an ach payment.

Credit Card Payment Authorization: A Complete Guide for Merchants

If you've recently opened your first merchant account and started processing payments, you might be curious about credit card authorization and the other mechanisms behind…

A woman holding a credit card used for payment authorization.

Big Cartel vs Shopify: Choosing the Best Platform for Creators and Businesses

Big Cartel doesn’t quite come close to Shopify's size in terms of merchant adoption. However, the number of Big Cartel stores increased by 48% between…

A woman goes on her laptop to purchase something using Big Cartel or Shopify.

Shopify vs Squarespace: Choosing the Best Digital Home for Your Business

With 4.80 million eCommerce websites powered by Shopify in 175 countries, the platform stands out as a top choice for online selling; however, it may…

A person holding a credit card and a cell phone buying on a Shopify or Squarespace website.

Why Your Zelle Payment Failed: 6 Reasons and Fixes

Zelle began as a popular payment platform to make quick transfers to friends and family; in the wake of P2P success, Zelle business accounts have…

A person on a computer with a phone in hand discovering her Zelle payment failed.

How to Set Up Squarespace Payments on Your eCommerce Store

Building websites once required coding experience, web developers, and other resources. Fortunately, web builders like Squarespace now make this process accessible to business owners with…

A blue cellphone uses a credit card to access squarespace payment processing.

Why Is My Zelle Account Suspended? Eight Mistakes and How to Solve Them

Zelle has become a prominent payment platform for small businesses across the US—in fact, a whopping 150 million payments were received by small businesses in…

A person holding two phones against a pink and blue background
close icon


By submitting this form, you consent to our terms. 3 months min. processing history required.

VeriSign Secured

Your information will not be distributed