The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Credit Card Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Routing Number vs Account Number: What You Need to Know

In order to process an electronic funds transfer (EFT), you need to specify your account number and routing number. Your account number is like your…

Person searching for account and routing number online

13 Tips to Get the Cheapest Credit Card Processing & Lower Fees

For many small business owners, credit card processing fees are a powerful blow that cuts into profits. With cash transactions declining, we are starting to…

a person holding terminal to do credit card processing with a customer's credit card

Credit Card Authentication: What Is It and How Does It Work?

If your customer pays for a purchase with a credit card, your payment software may verify their identity with their driver’s license, zip code, CVV…

man making online purchase on his laptop by completing card authentication

Stripe vs Paypal: Which Is Best for Your Business?

Accepting credit card payments is essential for businesses looking to establish themselves further. Fortunately, small business owners now have a large range of in-person and…

person using phone to look up paypal vs stripe to use as a payment solution

Top 10 Best POS Systems for Your Small Business: A Complete Review

It's 2022. If you want your business to thrive in today's market, accepting credit card payments is essential. Fortunately, there are now many point of…

man and woman making credit card payment with a mobile pos system

What Is a Chargeback Rate? How to Manage & Reduce your Chargeback Ratio

Managing chargebacks and reducing your chargeback rate (also known as chargeback ratio) is one of the most challenging elements in running a business. A chargeback…

Man, holding credit card, searching on his laptop about chargeback rate

SumUp vs Square: Comparing Features, Pricing, & Plans

Every business has its own preference in terms of accepting payments—some prefer stationary, comprehensive point of sale (POS) systems, while others favor the flexibility of…

graphic of POS system and credit card reader from Square POS system

Bluehost vs GoDaddy: Which Hosting Provider Is Best for You?

Bluehost vs GoDaddy: a classic debate for new websites. Bluehost and GoDaddy are two of the most popular website hosting providers on the market. With…

an illustration of a woman online, with a webpage showing over her, searchng between godaddy vs bluehost to see what would be best for her ecommerce business

Understanding Credit Card Assessment Fees for Your Business

If you inspect your merchant statement, you might find a range of fees that make little sense. Unfortunately, credit card fees can be confusing if…

Tiered Pricing Structure: Understanding 3 Tier Processing

If your business accepts credit and debit cards, you're probably somewhat familiar with credit card processing pricing models. And for those unfamiliar, payment processors may…

business owner assessing his credit card processing fees in a tiered structure


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