The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Understanding Venmo Chargebacks & Disputes: A Complete Guide

Although the Venmo chargeback dispute process can be difficult to understand, it's crucial you do if you offer Venmo payments to your customers. As a…

businessman under as mount of papers holding up a help sign because he's in the middle of the Venmo chargeback dispute process

Signature Panel Code: What Is it and How Does it Work?

You may have seen the signature panel code as a three or four-digit number on your credit card. This code is used as an extra…

image of three credit cards with a lock on top on a blue and yellow background to show the security of a signature panel code

Understanding Capital One Chargebacks for Merchants

The Capitol One chargeback process is similar to how most issuing banks and credit card networks conduct their chargeback process. Typically this process involves three…

man sitting with their laptop and holding up credit card after calling in for a capital one chargeback to their bank

A Quick Guide for Handling Bank of America Chargebacks & Disputes

Let's take a close look at Bank of America chargebacks and how they affect merchants! If you own a business, you're probably familiar with chargebacks…

picture of a man looking at a credit card to represent a bank of america chargeback

How Does eBay Protect Sellers? Understanding eBay Chargebacks 

If you're interested in selling on eBay, it's wise to understand exactly how you're protected by them and to know how the eBay chargeback process…

picture of a customer shopping on ebay's website before a possible ebay chargeback dispute

How to Handle Cash App Chargebacks & Disputes: A Merchant Guide

As a business owner who uses Cash App, a peer-to-peer payment service, it's important to know the ins and outs of the Cash App dispute…

picture of a calculator and a graph representing handling a cash app chargeback dispute

How Long Does an ACH Transfer Take? ACH Transfer Times

ACH transfer times vary depending on the bank, with some banks processing ACH payments within 1-2 business days and others taking 3-6 business days. In…

vintage black alarm clocks against multicolored background counting time for how long does ACH transfer take

Revolving Utilization and Its Impact on Your Credit Score

If you have an open line of credit, you have a revolving credit utilization ratio. Business debt comes in many forms: lines of credit, credit…

picture of a person drinking coffee, checking their credit score to figure out their credit utilization ratio

Chargeback Insurance: What Is It and Do Merchants Need It?

Considering chargeback insurance? In this article, we cover how chargeback insurance works, what is covered, and how to secure it. But before we dive in,…

picture of an insurance policy on a desk to represent chargeback insurance for merchants

American Express Chargebacks: How to Handle Amex Disputes

Chargebacks can be a challenge for any business, and American Express chargebacks are no exception. In this article, we explain the American Express chargeback process,…

picture of an American Express credit card to represent an American Express chargeback


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