The PaymentCloud Blog

Our merchants are important to us- that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

 Do Businesses Have Credit Scores?

Posted: by Bronte

Do Businesses Have Credit Scores?

When you think of the word “credit score,” you may think of a number or a particular credit bureau. But what about business credit scores? Businesses have credit scores just like people. And just like personal credit scores, a business credit score is a measure of how trustworthy your organization is as a borrower. Lenders […]

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 How to: Get a Merchant Account in 10 Steps

Posted: by Bronte

How to: Get a Merchant Account in 10 Steps

Accepting credit cards for your business is a necessity in today’s world. In fact, research by the Federal Reserve’s Diary of Consumer Payment Choice in 2018 found that credit and debit cards made up 48 percent of the payments made in the previous year. For this reason, you will need to get a merchant account […]

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 5 Ways To Check If Your Restaurant is Paying too Much in Transaction Fees

Posted: by Bronte

5 Ways To Check If Your Restaurant is Paying too Much in Transaction Fees

In 2019, there were over 700,000 restaurants in the United States. For this reason, running a restaurant is a challenge. It is very competitive and capital intensive. In this industry, restaurant management must be very focused on employee productivity, process improvement, and ways to control and cut costs in a restaurant. The majority of revenue […]

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 Why Do CNP (Card not Present) Transactions Cost More?

Posted: by Allison

Why Do CNP (Card not Present) Transactions Cost More?

Card not present transactions are becoming much more prevalent in consumer culture. They also make it nearly impossible to run a business without them. But on the flip side, they actually cost more for the merchant. But why is that? Unfortunately, it’s not such a simple answer. There are a few factors that are involved […]

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 The Importance of a Virtual Terminal for Your Online Debt Consolidation Company

Posted: by Allison

The Importance of a Virtual Terminal for Your Online Debt Consolidation Company

If you’re just starting your starting your debt consolidation business, you’ll soon find that most of your customers will make payments through the payment gateway you provide. But what about those who are looking for another payment option? Or what if you’d like to offer more ways to receive transactions (and therefore increase your revenue)? […]

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 Begin a Dependable Debt Consolidation Service in 3 Easy Steps

Posted: by Allison

Begin a Dependable Debt Consolidation Service in 3 Easy Steps

Considering beginning a debt consolidation service? You’ve come to the right place. Keep reading and we’ll walk you through the three easy steps to starting a debt consolidation business. Doing your research Choosing your financial avenue Finding a merchant account More and more, debt consolidation businesses are becoming common occurrences. This makes sense, as individual […]

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 How Underwriters Review Bail Bond Merchant Accounts

Posted: by Allison

How Underwriters Review Bail Bond Merchant Accounts

Many bail bondsmen today are making a move away from cash-only transactions to now accepting card payments as well. And although this makes things easier for customers looking to make a payment, the decision comes with underlying hurdles. Now you may be asking how this can be. Well, it’s actually pretty difficult for bail bonds […]

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 The 5 Steps to Starting Your Debt Consolidation Business

Posted: by Allison

The 5 Steps to Starting Your Debt Consolidation Business

Debt consolidation businesses are those that help debt owners combine several loans into one. Consolidation makes debt easier to pay off because the newly-consolidated loan will typically have better terms and a lower interest rate. Debt consolidation payment processing is, therefore, the means for businesses in this industry to accept payment. The sheer amount of […]

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 Bail Bonds Businesses: Go From Cash Only to Accepting Credit Cards

Posted: by Allison

Bail Bonds Businesses: Go From Cash Only to Accepting Credit Cards

For those functioning in the bail bonds space, you may have noticed that a shift has been happening toward the use of accepting credit card payments rather than cash or collateral. When someone is arrested, they must pay a certain amount, their bail, to be released from jail as they await trial. Most of the […]

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 The 3 Steps to Securing a Merchant Account for SaaS Companies

Posted: by Allison

The 3 Steps to Securing a Merchant Account for SaaS Companies

Finding an online merchant account for SaaS companies is more in-demand than ever before. SaaS, or software-as-a-service, companies have exploded in popularity in recent years due to their ease of use and affordability for small businesses and enterprises alike. The industry overall brought in an estimated $72.2 billion in 2018, and projections estimate that number […]

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