The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

How to Accept Payments

How to Track Business Expenses in 6 Simple Steps

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Top 10 Best Credit Repair Software Options in 2022

Because a good credit score plays an integral role in businesses obtaining insurance coverage, accessing lower interest rates, and securing better funding options, credit repair…

picture of a credit score and a credit application representing using credit repair software to increase your score

What Is NACHA? Regulations, Compliance, and Benefits

If your business accepts or issues Automated Clearing House (ACH) payments, you should have an understanding of NACHA regulations. Businesses of all sizes rely on…

colorful blocks with people symbols on them scattered around and some formed in a group to represent nacha

How to Handle Mastercard Chargebacks & Disputes

Being that Mastercard is the second leading card network in the United States, merchants everywhere have experienced their fair share of Mastercard chargebacks. Mastercard or…

Mastercard credit card representing how to handle mastercard chargebacks and disputes

How to Dispute a Wells Fargo Chargeback: A guide for Merchants

If you're a merchant utilizing business banking services at Wells Fargo, it's imperative you understand how to dispute a chargeback with Wells Fargo—because they will…

business owner filing a chargeback dispute at wells fargo

How to Fight and Win a Credit Card Chargeback Dispute in 6 Steps

If left unchecked, chargeback disputes can damage your business's reputation, even putting its merchant account at risk of termination. And chargebacks are becoming an ever-increasing…

a businessman in a suit with boxing gloves to fight a chargeback dispute

Fair Credit Billing Act: What Is It and Who Does It Protect?

The Fair Credit Billing Act (FCBA) is known for providing a range of consumer protections, including the ability to file chargebacks on unauthorized charges. However,…

an umbrella over stacks of money to show that the fair credit billing act protects consumers

What Is a Chargeback? The Ultimate Chargeback Guide for Merchants

There is a range of risks associated with accepting credit card payments at your business, a major one of which is the event of chargebacks.…

businesswoman looking at reports showcasing chargebacks

A Complete Guide to Chargeback Reason Codes for Merchants

Card networks—the most notable of which are American Express, Discover, Mastercard, and Visa—notify merchants of chargebacks by issuing corresponding chargeback reason codes. These codes outline…

businesswoman sitting at a desk and reading chargeback reason codes report

How to Accept Payments Online, In Person & Over the Phone

Accepting payments forms the foundation of your revenue, no matter what type of business you run. While cash and check payments dominated the payment space…

contactless payment at countertop of business where contactless payments are accepted

ACH Transfer Limits: Everything You Need to Know

While ACH transfers are one of the most convenient ways for business owners to pay bills, vendors, and employees, there are ACH transfer limits of…

ACH transfer limit spelled with block letters against orange background


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