The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Does PayPal Accept CBD Sales? The Answer May Shock You

PayPal's CBD policy has proven to be one of the most misunderstood policies within the CBD market. A payments industry juggernaut, PayPal processes more than…

cannabis leaves from a high-risk merchant wondering does PayPal accept CBD sales against a blue and pink background

NMI High-Risk Payment Gateway: Finding a Reliable Solution

NMI provides payment gateways—including high-risk payment gateways—used by more than 250,000 merchants worldwide.[footnote]NMI. NMI Reports Breakout First Half of 2021, Primed for Continued Success. Accessed…

A successful business owner using an nmi high-risk gateway on their open laptop

What Is a High-Risk Virtual Terminal & How Can You Get One?

High-risk virtual terminals allow your small business to remotely accept a variety of different payment options via a secure webpage. Before continuing, we should note…

a laptop open to a high-risk virtual terminal against an orange background

How to Get a High-Risk Payment Gateway for BigCommerce

Many eCommerce platforms ban high-risk industries from conducting business on their sites; BigCommerce, however, does not. As one of the world's most notable eCommerce brands—currently…

A shopping cart that says shop online on it with a computer in the background after getting a high-risk payment gateway for bigcommerce

The SAFE Banking Act: How It Affects Your CBD Business

Obtaining secure, affordable, and easy banking options can be difficult for merchants within the CBD industry—but the Safe And Fair Enforcement (SAFE) Act aims to…

A cannabis leaf on top of CBD balm, one of the many CBD products impacted by the safe banking act

What Is CBD? Uses, Benefits, and Risks

CBD—short for cannabidiol—is an active ingredient in the cannabis sativa plant. Unlike THC, CBD does not produce the "high" associated with cannabis use. In recent…

A CBD plant and CBD oil on a tan background

What Are High-Risk Businesses? How to Handle Being Labeled "High-Risk"

Within the payments industry, the term high-risk business describes businesses associated with an elevated risk of financial exposure. (Unfortunately, the phrase has nothing to do…

risk spelled with blocks on a red background for high-risk business

High-Risk Merchant Accounts For Shopify: What You Need to Know

Shopify is one of the world's most prominent eCommerce platforms—currently powering more than 4.4 million live websites across the globe.[footnote]BuiltWith. "Shopify Usage Statistics". Accessed on…

Shopify high-risk merchant accepting payments at their eCommerce store High-Risk Payment Gateway

You can easily accept high-risk transactions using an payment gateway, provided it's connected to a high-risk merchant account. And's high-risk payment gateways don't…

A business owner using their high-risk payment gateway on their laptop

Does Stripe Allow CBD Sales? The Shocking Truth

As the CBD industry grows, so too does the number of merchants wondering if Stripe allows CBD sales. With the passage of the 2018 Farm…

CBD products that a merchant can use for Stripe CBD payments against a green and orange background


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