How to Accept Contactless Payments: A Step-by-Step Guide for Merchants
Contactless payments, also known as Tap to Pay, allow customers to securely transmit payment information from their credit card or digital wallet via NFC (Near…
Credit Card Processing
Are you curious about how payment processing works and what exactly happens when a customer swipes a card? When it comes to operating a business in the modern world, understanding everything you need to know about processing credit cards and other types of payments is vital.
Not sure where to start? Build a solid foundation by learning about merchant accounts, payment gateways, and virtual terminals.
If you’re thinking of working with a payment service provider, check out our article on its pros and cons, and the alternative that may work better for your business.
An important aspect to consider when shopping around for the lowest credit card processing fees includes interchange fees vs flat-rate pricing. Contrary to popular belief, flat-rate pricing may not always be the best choice for your business.
Most Recent Credit Card Processing Articles
Credit Card Processing: A Complete Merchant Guide for 2026
Accepting credit cards can build customer trust, increase sales, and help you stay competitive. The Federal Reserve's 2025 Diary of Consumer Payment Choice found that…
Merchant Account vs. Payment Gateway: Understanding the Key Differences
Merchant accounts and payment gateways are distinct components of the online payment stack, yet they’re often mistaken for one another. In this guide, we’ll break…
HIPAA Compliant Payment Processing Guide & Best Practices
Healthcare practices often prioritize securing patient records and communications, but may underestimate the need for HIPAA compliance in their payment platforms. While payment processing is…
How to Accept Payments: Best Ways to Get Paid Online, In-Person & by Phone (2026)
From morning coffee runs to online checkouts and subscription services, customers expect frictionless payment experiences and will not hesitate to switch if they don’t get…
Alternative Payment Methods: The Ultimate Guide
According to the Baymard Institute, at least 10% of online shoppers abandon their carts because there aren't enough payment methods.[footnote]Baymard. “50 Cart Abandonment Rate Statistics 2025.” Accessed…
Soft Decline vs Hard Decline Credit Card in Sales: A Merchant Guide
A declined card payment can stall a sale in its tracks, chip away at your revenue, and leave a customer feeling frustrated. Whether you recover…
Credit Card Surcharge Laws by State (2026): Legal Guide for Merchants
Every state has its own version of credit surcharge laws, which makes compliance challenging. To avoid fines and penalties, you need to understand these laws…
SaaS Payment Processing Explained: Top Gateways, Setup Tips & Key Features
Software-as-a-Service (SaaS) companies operate differently from traditional retailers. Instead of selling a product once, they rely on customers paying repeatedly — monthly, quarterly, or yearly…
What You Need to Know About Credit Card Processing APIs
In January of 2025, 65% of US adults reported using a digital wallet at least once in the past month.[footnote] Capital One Shopping Research. "Digital…
