Credit Card Processing

Are you curious about how credit card processing works and what exactly happens when a customer swipes a card? When it comes to operating a business in the modern world, understanding everything you need to know about processing credit cards and other types of payments is vital.

Not sure where to start? Build a solid foundation by learning about merchant accounts, payment gateways, and virtual terminals.

If you’re thinking of working with a payment service provider, check out our article on its pros and cons, and the alternative that may work better for your business.

An important aspect to consider when shopping around for the lowest credit card processing fees includes interchange fees vs flat-rate pricing. Contrary to popular belief, flat-rate pricing may not always be the best choice for your business.

Most Recent Credit Card Processing Articles

What is a MID? Merchant Identification Numbers Explained

If your business accepts credit card and debit card payments, you may be overwhelmed with the numerous terms associated with payment processing. While it might…

flat lay of modern workspace with a laptop and coffee at a business with a merchant id number

How to Accept EBT Payments at Your Store

As a way to simplify payments made with Supplemental Nutrition Assistance Program (SNAP) benefits, the government created the Electronic Benefit Transfer (EBT) program. Through it,…

shopping cart full of fruits and vegetables bought at stores that accept EBT against blue background

What is Batch Processing and How Do Batch Transactions Work?

If you process credit card payments, you've likely heard of two types of credit card transactions: batch transactions and real-time transactions. While both are suitable…

neon green ticking clock and credit card symbolizing batch processing

What is a Payment Service Provider or PSP?

When you decide to start a new business, there are many details to figure out. From setting up a website to sourcing products to finding…

credit card that will be processed with a payment service provider being handed from one hand to another hand against a green background

How Can Level 2 & Level 3 Credit Card Processing Help Your Small Business?

If you’re looking for additional ways to save your business money and protect your business from fraud, you may have stumbled upon the term "level…

blank credit card qualifying for level 2 data set against yellow background

Merchant Category Codes: Why They Matter to Your Business

What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify the…

blank credit card - mcc code

Credit Card Issuers & Card Networks: Understanding Key Differences

The various terms, options, and even company names on credit cards can be downright confusing to the average business owner and cardholder. While you may…

credit cards from credit card issuer on yellow background

Payment Gateway vs Merchant Account: Understanding the Differences

The business world is full of terminology, much of which may be difficult to understand at first. While many business terms can feel intimidating, it's…

payment gateway vs merchant account

Payment Gateway vs Payment Processor: What is the Difference?

We’ll be looking at online payments, specifically, comparing payment gateway vs payment processor to highlight the differences. Once you can distinguish between the terms you’re…

payment processor vs payment gateway

What is EMV and How Do Credit Card Chips Work?

EMV cards have advanced payment processing and reduced fraud. While the credit card chip is not a silver bullet for combating fraud, it does provide…

3 emv terminals that has a emv credit card in the middle terminal and another credit laying on top of the third terminal
card terminal icon

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