Credit Card Processing

Are you curious about how payment processing works and what exactly happens when a customer swipes a card? When it comes to operating a business in the modern world, understanding everything you need to know about processing credit cards and other types of payments is vital.

Not sure where to start? Build a solid foundation by learning about merchant accounts, payment gateways, and virtual terminals.

If you’re thinking of working with a payment service provider, check out our article on its pros and cons, and the alternative that may work better for your business.

An important aspect to consider when shopping around for the lowest credit card processing fees includes interchange fees vs flat-rate pricing. Contrary to popular belief, flat-rate pricing may not always be the best choice for your business.

Most Recent Credit Card Processing Articles

Top 10 Stripe Alternatives and Competitors in 2024

While Stripe has gained significant popularity in the payment industry, it may not be the best platform for every business in every circumstance. Many Stripe…

A customer using their credit card on a stripe alternative payment processor.

What Is an ISO? Independent Sales Organization Explained

With the ratio of US consumers preferring cash as a payment method down to less than 20%, it's clear businesses must accept credit and debit…

An accountant goes over ISO options with a client

How to Choose a Merchant Service Provider

As an entrepreneur or business owner, choosing the right merchant services provider (MSP) is an integral piece of the puzzle when building your business. A…

A man using a credit card on his laptop while searching for a merchant service provider

How to Accept Gift Cards for Payment at Your Small Business

Gift cards have become a go-to solution for those seeking the perfect present, which is why businesses tend to keep them readily available. Not to…

Three gift cards for a small business on a red background next to two gift packages.

How to Accept Recurring Payments in Your Business

Every merchant knows accepting recurring payments can ease the frustration of dealing with delayed or missed payments. It hinders cash flow, financial plans, and customer…

A merchant circling a date on a calendar while setting up recurring payment processing.

How to Accept Credit Card Payments on Your Mobile Phone

For merchants who rely on accepting mobile payments—either due to preference or operational necessity—a mobile card reader is an essential tool. These are portable devices…

A merchant holding a phone with a receipt printing out of it as they accept mobile credit card payments. vs. PayPal: A Side-by-Side Comparison

Both and PayPal give your business the ability to accept online payments, and with global digital transaction volume exceeding $5 trillion annually in recent…

Hundred dollar bills on a yellow background

How to Prevent & Recover Failed Payments: Your Go-To Guide

When accepting payments, one of the most frustrating things you can encounter is a failed payment. This is especially true for businesses relying on eCommerce…

A credit card inserted into a terminal and showing a payment failed against a light blue background.

Payment Gateway vs Payment Aggregator: What's the Difference?

Two common terms in the payments industry are payment gateway and payment aggregator. For merchants looking for a payment solution, distinguishing the two is extremely…

A look inside software to represent a payment service provider vs a payment gateway.

Variable Recurring Payments: What You Need to Know for 2024 & Beyond

Variable recurring payments (VRPs) are rapidly gaining popularity as a flexible and secure way to facilitate payments. With research suggesting that US-based recurring payments will…

A calendar showing how variable recurring payments work in the banking system.
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