Guns & Firearms Merchant Account

Selling firearms and gun parts is not an easy process. Business owners in this space are finding it increasingly difficult to process card transactions for their items and accessories. If you have plans to sell guns or launch your very own firearms business, you will require a gun friendly credit card processor. That is the only way to ensure that you will be capable of selling firearms securely and generate a profit. Once you find the best payment gateway for your gunbroker account, you can then begin promoting and selling your firearms, ammo, and gun accessories without hassle.

Why Credit Card Processing for Gun Dealers is Difficult

Unfortunately, selling guns, ammo, and accessories is extremely difficult as a merchant. Due to various laws, rules, and regulations, selling firearms or accessories can quickly lead to both legal and financial liability issues. Some reasons why traditional payment processors such as Stripe, Square, Paypal, and Braintree will not work with merchants who intend to sell ammo and firearms include:

  • Fraud: Because of the sheer size of the gun and ammo industry, it is predisposed to more fraud. Fraudulent charges and chargebacks lead traditional payment processors to avoid working with gun merchants and ammo merchants altogether.
  • Chargebacks: The gun and ammo industry is notorious for its high chargeback and return rate. If an industry has an alarming chargeback rate, low-risk payment processors such as Square, Stripe, and Paypal are less likely to accept new applicants.
  • Legal and Financial Liability: Selling firearms should not ever lead to potential financial or legal liability issues. However, this is not always the case. There have been cases in the past that have lead to gun sellers, manufacturers, and their acquiring banks being involved in legal backlash because of the outcome of a gun sale. More conservative banks choose to stay away from that possibility by not supporting businesses in this industry. Seeking a high-risk payment processor is a must when you are looking for a firearms merchant account that you can trust and rely on. They have banking relationships that excel in supporting this industry type and the infrastructure to let it grow.

Benefits of a Gun Friendly Credit Card Processor

Obtaining your firearms merchant account from a gun-friendly credit card processor is a way to begin selling firearms and accessories online and in-store without issue. When you are using a standard payment processor, you run the risk of encountering the following at any time and oftentimes without notice:

  • Frozen Account: If you are using a standard payment processor and they discover the purpose and nature of your website, your merchant account will be frozen without warning.
  • Inaccessible Funds: If your account is frozen by your payment processor, you will not have the ability to access it, your funds, or your earned revenue. This account hold can last as long as 6 months.
  • Loss of Income: Whenever there is an issue with a payment processor, you run the risk of losing out on new business and potential sales. Your credit card payment gateway will not be usable by customers, leading to less sales and a slower business.

A Gunbroker Merchant Account You Can Trust

Applying for a merchant account that is suitable for selling guns, ammo, and accessories is possible if you are prepared. There will be a longer application and underwriting process than other industry types. But by gathering pertinent information and being open to change, the process will be easier and get you processing credit cards faster.

PaymentCloud is one of the leading providers of gun friendly merchant accounts. We have the expertise and structure to support businesses of this type when other processors have turned away. With our strong banking relationships and top tier compliance, our payment gateways are seamless, secure, and hassle free. Don’t worry about being shutdown for your high risk account. Once you call us, you will be assigned a dedicated account managers who will provide one-on-one guidance before, during, and after your approval.

Although credit card processing for gun dealers is not always easy, it is possible with the best payment gateway for gunbroker merchant accounts. Once you have applied for and received approval for your gun merchant account, you can begin selling your items and connecting with customers without the risk of losing your ability to generate and finalize sales.

Full-Service Merchant Services

PaymentCloud is a full-service ISO dedicated to providing innovative solutions and unparalleled customer service. The merchant services field is antiquated to say the least; we aim to break out of the status quo. Our suite of innovative services was built to save you time and money.

Quick Deposits

As a business owner, you should never have to wait for access to your funds. You have bills to pay and a business to run, and we understand. That is why PaymentCloud offers next day funding for ALL card types.

Our next day benefits are great for businesses that…

  • Process the bulk of transactions in the evening
  • Process heavy volume during the weekend
  • Are located on the West Coast
  • Have daily or weekly expenses such as payroll, inventory restocking, or shipping costs

Contact PaymentCloud today at 1-800-988-2215 to learn more.

Innovative Technology

PaymentCloud is an industry leader in product innovation and cutting-edge technology. We provide our merchants with payment processing solutions customized to their business type. Our terminal selections include the latest in EMV Smartchip technology, wireless or PIN pad options, and countertop devices.

We also offer mobile processing hardware and applications, tablet POS systems, and our secure online payment gateways. Your dedicated account representative will assess the needs of your business and set you up with a solution that best fits your needs.

Contact PaymentCloud today at 1-800-988-2215 to learn more.

Dedicated Account Rep

At PaymentCloud, customer and technical support are aspects of the business that we take seriously. Each of our account representatives is rigorously trained in merchant services, product specifications, pricing structures, and technical support.

When you set up your account with us, you will be assigned one of our expert representatives who will set you up with everything you and your business needs. We want to see you succeed and strive to provide the best support that we can.

Your account representative will:

  • Assist you with filling out your application, helping you get approved quicker
  • Walk you through setting up your equipment or electronic processing software
  • Go over pricing structures as well as Visa/MasterCard rates and fees
  • Notify you when industry and/or security updates arise
  • Provide you with personalized customer service when you need it

Contact one of our specialized representatives today at 1-800-988-2215 to learn more.

Competitive Rates

We are proud to offer competitive rates for payment processing services, including highly affordable equipment leases for terminals that accept swiped and keyed-in credit card transactions.

We’ll work with you and try our best to beat competitor rates. Take advantage of our FREE rate comparisons to show just how much you could save.

Contact PaymentCloud today at 1-800-988-2215 to learn more.