Credit Repair Merchant Accounts

Credit repair is a $4 billion industry that's vital to the modern economy. Credit repair companies help people get back on their feet and return to a state of financial wellbeing. Unfortunately, despite the necessity of this service, most banks aren't willing to provide a credit repair merchant account companies.

This unfortunate paradox of the credit repair industry makes it difficult for business owners to operate normally. If you run a credit repair business, you need a payment processor that you can trust.

Merchant Services for Credit Repair Companies

Tier one banks are usually unwilling to grant a merchant account for credit repair. Credit repair is deemed to be a high-risk industry; this business model works with risky clients who may not be ready to make their payments consistently or on time.

A credit repair payment processor also tends to experience a large number of chargebacks. Chargebacks occur whenever a customer disputes a transaction; if this happens too often, banks will shut down the associated merchant account.

Most businesses who don't have a regular merchant account turn to payment processors like Paypal or Stripe. Unfortunately, it's against these organizations' terms of service to work with a credit repair company. Even if the business has managed to fly under the radar, the account could still be shut down at any time.

Partnering with a Credit Repair Credit Card Processor You Can Trust

Every credit repair company needs the ability to process credit cards and accept online payments. The convenience of instant payment is essential for clients who have already shown difficulty making their payments on time. If the banks refuse to offer you a merchant account, you need to find another option that will let you return to business as normal.

PaymentCloud provides merchant services for credit repair companies by specializing in high-risk accounts. We've worked with every type of credit repair company, including:

No matter what type of credit repair business you operate, you can trust PaymentCloud to provide high-end merchant account services that will keep your clients satisfied.

Why PaymentCloud Should Be Your Credit Repair Payment Processor

We understand how valuable a credit repair credit card processor is to your organization. Without a processor, you won't be able to operate your business to its fullest extent. That's why we offer merchant accounts to high-risk companies that need online payment processing to be effective.

  • Bank relationships
    We know which banks are comfortable working with credit repair agencies. Our payment processors understand the purpose of your business and are willing to help.
  • Chargeback mitigation tools
    Most merchant accounts have a maximum chargeback ratio. We offer mitigation tools that will reduce the impact of chargebacks and keep your merchant account secure.
  • High-risk specialization
    We've worked with every type of high-risk company in existence. Our team of professionals understands the legal requirements for your profession and can help you make appropriate financial decisions.
  • Dedicated support staff
    A credit repair credit card processor needs to be available to answer customer inquiries and process payments in a timely fashion. PaymentCloud's support staff are always there to help you and your clients with any problems that arise.

Credit Repair Software We Integrate With

We can integrate with nearly every type of credit repair software including Credit Repair Cloud, Turbo Dispute, Dispute Suite, Credit Admiral Software, Score Inc. / ScoreCEO, TrackStar, Credit Money Machine, MC Credit Solutions, Dispute Composer, DebtPayPro, and so many more.

and many more...

Apply for a Merchant Account for Credit Repair Today

PaymentCloud offers a simple and straightforward application process. We want you to be in business as quickly as possible, so one of our representatives will contact you shortly after you fill out our online form.

Our senior account representatives understand every aspect of the credit repair industry and can place you with an account that fits your unique needs. Once you file your application and provide the needed documents, we'll work quickly to get your account up and running. Apply today to secure your credit repair merchant account and start accepting payments online.

Let us show you how easy it is to get started.
Contact us at 1-800-988-2215 or by filling out our simple online form

Full-Service Merchant Services

PaymentCloud is a full-service ISO dedicated to providing innovative solutions and unparalleled customer service. The merchant services field is antiquated to say the least; we aim to break out of the status quo. Our suite of innovative services was built to save you time and money.

Quick Deposits

As a business owner, you should never have to wait for access to your hard-earned capital! This is the reason PaymentCloud offers next day funding for ALL card types. We understand that merchants have bills to pay and need funds to run a successful business on a daily basis, so we do not make you wait to access your funds.

Next day funding benefits…

  • Businesses that process the bulk of transactions in the evening
  • Businesses located on the West Coast
  • Merchants who process heavy volume during the weekend
  • Businesses that have daily or weekly expenses like weekly payroll, restocking inventory and shipping costs

Your business already earned the money, so you shouldn’t have to wait for it! Contact PaymentCloud today to learn more at 1-800-988-2215.

Innovative Technology

PaymentCloud is an industry leader in product innovation and cutting-edge technology. We provide our merchants with payment processing solutions customized to their businesses types. Our terminal selections include the latest in EMV Smartchip technology, wireless options, countertop devices, and PIN Pad options.

We also offer mobile processing hardware and applications, tablet POS systems, and our secure online payment gateways. Your account executive will assess the needs of your business and set you up with the solution that best fits your needs.

Dedicated Account Rep

At PaymentCloud, customer and technical support are aspects of the business that we take seriously. Each of our account representatives is rigorously trained in merchant services, product specifications, pricing structure, and technical support. When you set up your account with PaymentCloud, you will be assigned one of our expert account representatives who will set you up with everything you need to process with us. Our customers’ needs and success are our first priority.

Your account representative will:

  • Assist you with filling out your application, which will help you get approved quickly
  • Walk you through setting up your equipment or electronic processing software
  • Go over pricing structure and Visa/MasterCard rates and fees
  • Notify you when industry and/or security updates arise
  • Provide you with personalized customer service when you need it and contact us

Competitive Rates

PaymentCloud is proud to offer competitive rates for payment processing services, including highly affordable equipment leases for terminals that accept swiped credit cards and keyed-in transactions. We’ll work with you and compete with other processors to give you our most affordable rates. We even offer FREE rate comparisons to show just how much you save.

Call a PaymentCloud account executive at 1-800-988-2215 to learn more about our low rates.