Credit Repair Merchant Account

PaymentCloud is the #1 provider of merchant services for credit repair companies because of our low rates and quick approvals.
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Merchant Services for Credit Repair Companies

Credit repair is a $4 billion industry that's vital to the modern economy. Credit repair companies help people get back on their feet and return to a state of financial wellbeing. Unfortunately, despite the necessity of this service, most banks aren't willing to provide a credit repair merchant account for these companies.

This unfortunate paradox of the credit repair industry makes it difficult for business owners to operate normally. If you run a credit repair business, you need a payment processor you can trust.

Merchant Services for Credit Repair Companies

Tier one banks are usually unwilling to grant a merchant account for credit repair. Credit repair is deemed a high risk industry because this business model works with risky clients who may not be ready to make their payments consistently or on time.

A credit repair payment processor also tends to experience a large number of chargebacks. Chargebacks occur whenever a customer disputes a transaction. If this happens too often, banks will shut down the associated merchant account.

Most businesses who don't have a regular merchant account turn to payment processors like Paypal or Stripe. Unfortunately, it's against these organizations' terms of service to work with a credit repair company. Even if the business has managed to fly under the radar, the account could still be shut down at any time.

Partnering with a Credit Repair Credit Card Processor You Can Trust

Every credit repair company needs the ability to process credit cards and accept online payments. The convenience of instant payment is essential for clients who have already shown difficulty making their payments on time. If the banks refuse to offer you a merchant account, you need to find another option that will let you return to business as usual.

PaymentCloud provides merchant services for credit repair companies by specializing in high risk accounts. We've worked with every type of credit repair company, including:

  • Debt consolidation
  • One-on-One Consulting
  • Settlement Assistance
  • Credit Re-establishment

No matter what type of credit repair business you operate, you can trust PaymentCloud to provide high-end merchant account services that will keep your clients satisfied.

Why PaymentCloud Should Be Your Credit Repair Payment Processor

We understand how valuable a credit repair credit card processor is to your organization. Without a processor, you won't be able to operate your business to its fullest extent. That's why we offer merchant accounts for high risk companies that need online payment processing to be effective.

  • Bank relationships: We know which banks are comfortable working with credit repair agencies. Our payment processors understand the purpose of your business and are willing to help.
  • Chargeback mitigation tools: Most merchant accounts have a maximum chargeback ratio. We offer mitigation tools that will reduce the impact of chargebacks and keep your merchant account secure.
  • High risk specialization: We've worked with every type of high risk company in existence. Our team of professionals understands the legal requirements of your profession and can help you make appropriate financial decisions.
  • Dedicated support staff: A credit repair credit card processor needs to be available to answer customer inquiries and process payments in a timely fashion. PaymentCloud's support staff are always there to help you and your clients with any problems that arise.

Apply for a Merchant Account for Credit Repair Today

PaymentCloud offers a simple and straightforward application process. We want you to be in business as quickly as possible, so one of our representatives will contact you shortly after you fill out our online form.

Our senior account representatives understand every aspect of the credit repair industry and can place you with an account that fits your unique needs. Once you file your application and provide the needed documents, we'll work quickly to get your account up and running. Apply today to secure your credit repair merchant account and start accepting payments online.

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Ready To Get Started?

Create an account begin accepting payments almost immediately. You can also contact us to design a custom package for your business.

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Credit Repair Software

We can integrate with nearly every type of credit repair software on the market. This allows you to attach your CRM to your payment processing for better tracking and data management. Stay on top of your merchant account for credit repair and do your job all from the same place.

Here's What our Merchants Say