The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

What Is Variable Cost? Types, Examples, & How to Calculate

A deep understanding of variable costs is essential when starting a new business or seeking to improve current profit margins. Many business owners make the…

Coins on top of a spreadsheet used to calculate total variable cost

Clover vs Toast POS: Which Option is Better for Your Business?

When it comes to selecting a point-of-sale (POS) system for your business, there are many options available. Choosing the right solution—be it Clover, Toast, or…

A white handheld terminal on a countertop that will be used in the clover vs toast discussion.

Clover vs Lightspeed POS: Which Is Better?

When sifting through point-of-sale (POS) options for your business, you’ve probably come across a wealth of possibilities: Clover, Lightspeed, and many other POS alternatives in…

a point-of-sale system from the clover pos vs lightspeed pos debate

Profit and Loss Statement: What Is It and How to Use It

Whether you're starting your own business or hoping to purchase an existing enterprise, you should know that financial statements, profit and loss (P&L) statements among…

A calculator and pen on top of a profit and loss statement example

What Is a Fixed Cost? Fixed Expenses Definition, Formula, & Examples

Understanding all costs within your business is crucial to achieving success in the market—and that includes fixed costs. By fully grasping the finances of your…

a piggy bank full of fixed expenses calculated with the average fixed cost formula

How to Accept Payments Through QuickBooks

Small businesses often face the challenge of managing and accepting payments efficiently—and that's on top of everything else they're doing to manage their finances. Streamlining…

Cash and a calculator on an orange background ready for accepting payments through quickbooks.

How to Accept Gift Cards for Payment at Your Small Business

Gift cards have become a go-to solution for those seeking the perfect present, which is why businesses tend to keep them readily available. Not to…

Three gift cards for a small business on a red background next to two gift packages.

What Is an EFIN and How to File an EFIN Application

Given all the legal jargon and acronyms—EFIN included—understanding tax codes in the United States can understandably be a challenge for taxpayers. So much so that…

US tax documents for the IRS e-filed by a tax prepared with a EFIN

What Is a PTIN Number & How Can You Get One?

A Preparer Tax Identification Number, or PTIN, is an important tool for professionals in the tax industry. The Internal Revenue Service (IRS) assigns this federal…

ptin renewal forms on a white desk with coins and magnifying glasses

What Is a Business Operating Account? A Simple and Complete Guide

In this article, we'll explore the importance of business operating accounts for business owners and examine the various types of operating accounts that exist. We…

calculators and financial documents from an operating account audit
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