What Is a High-Risk Transaction? A Full Breakdown with Examples
High-risk transactions include any credit card payment associated with an elevated possibility of financial loss. Because they come in many forms, it can be difficult…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Your Guide to High-Risk Merchant Account Fees & Rates in 2025
High-risk merchant account fees are typically more costly than traditional merchant account fees, partly because they offset the considerable financial costs associated with high-risk businesses.…
What Is SSL and How Do I Get an SSL Certificate?
Secure Socket Layer (SSL) encryption ensures sensitive data is transmitted securely without interception by third parties. And whether you’re starting an eCommerce business from scratch…
Square Card Reader Review: Should You Use Square Readers?
Square readers are among the most popular payment processing devices for small- and medium-sized businesses in the United States. Since its inception in 2010, Square…
How to Sell Glass Pipes Legally & Start an Online Smoke Shop
Starting a smoke shop comes with its own set of risks and legal considerations. Adding an online component to your business can introduce additional steps…
SET Protocol: What Is It and How Does It Work?
Secure electronic transaction (SET) protocol is a security tool used on eCommerce platforms to safeguard electronic payment data through a specific network. As you're probably…
What You Need to Know About the Durbin Amendment
The Durbin Amendment is an addendum requiring the Federal Reserve to issue a cap on debit card interchange fees, which averaged merchants 44 cents per…
How to Get Business Insurance: A Step-by-Step Guide
Insuring a business helps protect it against unforeseen events—an accident, professional error, property damage, and other such occurrences. No matter what kind of operation you…
What Is an Imprest Account or Petty Cash Fund?
Imprest accounts are a convenient way to make small business-related purchases without the hassle of completing a formal purchase order. By designating an account for…
What Is a Merchant Service Provider and How Do They Work?
If you operate an online or physical storefront, it is increasingly important to have a merchant service provider to process credit card payments. In fact,…
