The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Sell Glass Pipes Legally & Start an Online Smoke Shop

Starting a smoke shop comes with its own set of risks and legal considerations. Adding an online component to your business can introduce additional steps…

A display of colorful glass pipes and bongs in a well-lit smoke shop, showcasing a variety of intricate designs.

SET Protocol: What Is It and How Does It Work?

Secure electronic transaction (SET) protocol is a security tool used on eCommerce platforms to safeguard electronic payment data through a specific network. As you're probably…

a man online shopping using set protocol

What You Need to Know About the Durbin Amendment

The Durbin Amendment is an addendum requiring the Federal Reserve to issue a cap on debit card interchange fees, which averaged merchants 44 cents per…

Binder with amendment written on it to represent the Durbin Amendment interchange fees

How to Get Business Insurance: A Step-by-Step Guide

Insuring a business helps protect it against unforeseen events—an accident, professional error, property damage, and other such occurrences. No matter what kind of operation you…

top view of business insurance word made of wooden blocks representing how to get business insurance

What Is an Imprest Account or Petty Cash Fund?

Imprest accounts are a convenient way to make small business-related purchases without the hassle of completing a formal purchase order. By designating an account for…

Money coins set aside for imprest account

What Is a Merchant Service Provider and How Do They Work?

If you operate an online or physical storefront, it is increasingly important to have a merchant service provider to process credit card payments. In fact,…

woman business owner holding payment terminal while male customer pays with credit card

E-Invoicing Explained: Your Guide to Electronic and Digital Invoices

In the modern world, businesses must stay competitive in order to succeed, and one way to do so is by embracing e-invoicing or digital invoicing.…

business owner looking at sending digital invoice with laptop at her desk

10 Business Loan Requirements You Need to Get Approved for Funding

The first step in obtaining small business financing is, quite simply, understanding small business loan requirements. With the United States averaging more than 400,000 new…

Small business loan requirements for a small business loan application

Venmo Payment Declined? Why It Happens and What to Do

In the event of a Venmo payment decline, it can be difficult to pinpoint the underlying issue preventing the payment from going through. When you…

A frustrated, anthropomorphized Venmo logo character standing in an autumn forest, surrounded by falling leaves.

PayPal Money on Hold? What to Do When Paypal Limits Your Funds

As one of the most widely used payment systems in the world, the all-too-common event of PayPal money on hold, or "frozen funds," is an…

Snowball of frozen funds on a mountain
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