The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Is Venmo Safe for Sellers? Security Features Every Business Should Know

Is Venmo safe for sellers? Many business owners aren’t so sure, especially considering the payment platform’s history as a target of scams and fraudulent transactions.…

A hand holding a green credit card against a blue background after finding out is venmo safe for business

A Guide to Venmo Business Fees: Is Venmo Free for Businesses?

Does Venmo charge a fee for businesses? The short answer is yes. Although Venmo has been around for well over a decade, it only started…

A magnifying glass next to a stack of venmo seller fees coins against a baby blue background.

Venmo Business Account vs Personal: Which Is Better for SMBs?

If you're wondering what the difference is between Venmo's personal and business accounts, allow us to unpack it for you. In addition to peer-to-peer (P2P)…

A phone with money around it to represent a payment processed through a Venmo business account instead of a Venmo personal account.

The 6 Best Venmo Competitors & Alternatives for Business

Whether your business has outgrown Venmo’s services or you’re simply weighing your payment service provider options, you may be curious about some possible Venmo competitors.…

Customer using a Venmo competitor to pay a business via QR code

How to Handle ACH Disputes, Claims, & Chargebacks in Your Business

ACH disputes and chargebacks can be frustrating, so today we'll provide some insight on how to effectively mitigate them within your business. But for now,…

A pink background with office supplies that could be used during an ACH dispute.

PayPal Working Capital & Business Loans: Pros, Cons, & Requirements

PayPal made its name by offering easy-to-use digital wallets to consumers across the globe. While PayPal still provides money transfers, payment processing, and other payment-related…

Multiple stacks of coins on a table with a baby blue background after receiving a paypal working capital loan.

Experian vs. TransUnion: How Two Major Credit Unions Compare

Experian and TransUnion are two of the three major credit bureaus in the United States. Credit bureaus collect data on consumers to develop credit profiles…

A hand holding a mobile phone with a TransUnion and Experian credit score on it.

Shopify Pricing 2024: Your Guide to Choosing the Best Plan for You

When considering Shopify pricing for your eCommerce business, it's important to understand the options available. Shopify offers five plans: Lite, Basic, Standard, Advanced, and Plus.…

A small shopping cart with bags in it from a store that has good shopify pricing against a yellow background

Third-Party Payment Processing: Pros, Cons, & More

While third-party payment processors are seldom talked about, they are directly related to card payments in our society. Offering card payments to your customers can…

A card reader with a credit card that connects to a third party payment processor

Authorize.net vs. PayPal: A Side-by-Side Comparison

Both Authorize.net and PayPal give your business the ability to accept online payments, and with global digital transaction volume exceeding $5 trillion annually in recent…

Hundred dollar bills on a yellow background
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