The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Authorize.net Fees & Pricing: A Comprehensive Guidebook

Authorize.net provides secure payment gateways to merchants seeking easy, low-cost digital payments. With card-not-present (CNP) fraud totaling more than $19.4 billion worldwide in 2020, obtaining…

A shopping cart with boxes in it to represent authorize.net fees from online shopping.

How to Integrate WooCommerce with Authorize.net: Top 5 Plugins

Using Authorize.net and WooCommerce in tandem is a secure way to accept payments online. WooCommerce is one of the world's most popular eCommerce platforms—currently powering…

A puzzle piece fitting into a puzzle during a WooCommerce integration with Authorize.net.

The Top 19 Phone Answering Services for Businesses in 2024

A phone answering service can provide a reliable and professional method for all types of businesses to ensure calls are answered promptly, recorded accurately, and…

A pink phone in a sea of blue phones that will be used by a telephone answering service.

How to Prevent & Recover Failed Payments: Your Go-To Guide

When accepting payments, one of the most frustrating things you can encounter is a failed payment. This is especially true for businesses relying on eCommerce…

A credit card inserted into a terminal and showing a payment failed against a light blue background.

What Is Payment Orchestration & How Does It Work?

Traditionally, businesses accept payments using a single payment processor or merchant account, but a new process called "payment orchestration" has changed how payments operate. The…

A credit card on a laptop that a merchant will use to search how payment orchestration works.

High-Risk MCC Codes: A Helpful List

Among the long list of MCC codes used within payment processing to categorize industry types, a high-risk MCC code indicates a business operates in a…

Two ropes balancing red blocks that spell out 'risk' to represent visa high-risk mcc codes.

Payment Gateway vs Payment Aggregator: What's the Difference?

Two common terms in the payments industry are payment gateway and payment aggregator. For merchants looking for a payment solution, distinguishing the two is extremely…

A look inside software to represent a payment service provider vs a payment gateway.

Variable Recurring Payments: What You Need to Know for 2024 & Beyond

Variable recurring payments (VRPs) are rapidly gaining popularity as a flexible and secure way to facilitate payments. With research suggesting that US-based recurring payments will…

A calendar showing how variable recurring payments work in the banking system.

What Is a Transaction ID & How Can They Help Merchants?

A transaction ID is a unique identifier code assigned to each sale that takes place between a customer and a merchant. This identification number is…

A female merchant using a transaction ID lookup tool on their payment gateway interface to find a credit card payment.

TLS vs SSL: What Are the Main Differences?

SSL and TLS technology is utilized by eCommerce sites to secure communication channels between servers and web applications. And with one in two Americans suffering…

System wheels with different icons in them and TLS/SSL written.
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