The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Is Venmo Safe for Sellers? Security Features Every Business Should Know

Is Venmo safe for sellers? Many business owners aren't so sure, especially considering the payment platform's history with scams and fraudulent transactions. With businesses increasingly…

A secure safe filled with glowing gold coins, placed in a corner with a gradient background transitioning from warm orange to cool blue, symbolizing digital security and financial protection.

A Guide to Venmo Business Fees: Is Venmo Free for Businesses?

Does Venmo charge a fee for businesses? The short answer is yes. Although Venmo has been around for well over a decade, it only started…

Illustration of a man holding an orange umbrella under a storm of golden coins in a busy urban setting

Venmo Business Account vs Personal: Which Is Better for SMBs?

If you're wondering what the difference is between Venmo's personal and business accounts, allow us to unpack it for you. In addition to peer-to-peer (P2P)…

Barista processing a payment with a smartphone at a cafe counter.

The 6 Best Venmo Competitors & Alternatives for Business

Whether your business has outgrown Venmo’s services or you’re simply weighing your payment service provider options, you may be curious about some possible Venmo competitors.…

two customers scanning qr code with phone at restaurant

How to Handle ACH Disputes, Claims, & Chargebacks in Your Business

ACH disputes and chargebacks can be frustrating, so today we'll provide some insight on how to effectively mitigate them within your business. But for now,…

A yellow piggy bank for when a merchant can handle ACH disputes and chargebacks.

PayPal Working Capital & Business Loans: Pros, Cons, & Requirements

PayPal made its name by offering easy-to-use digital wallets to consumers across the globe. While PayPal still provides money transfers, payment processing, and other payment-related…

Business loan coins in front of bank

Experian vs. TransUnion: How Two Major Credit Unions Compare

Experian and TransUnion are two of the three major credit bureaus in the United States. Credit bureaus collect data on consumers to develop credit profiles…

Comparing Experian and Transunion like apple to orange

Shopify Pricing 2025: Your Guide to Choosing the Best Plan for You

When considering Shopify pricing for your eCommerce business, it's important to understand the options available. Shopify offers five plans: Lite, Basic, Standard, Advanced, and Plus.…

Tiny shopping cart filled with shopping bags

Third-Party Payment Processing: Pros, Cons, & More

While third-party payment processors are seldom talked about, they are directly related to card payments in our society. Offering card payments to your customers can…

Third party payment processing credit card

Authorize.net vs. PayPal: A Side-by-Side Comparison

When comparing Authorize.net vs. PayPal, both give your business the ability to accept online payments and with global digital transaction volume exceeding $5 trillion annually…

authorize.net vs paypal wild wild west showdown
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