The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

What Is a Payment Reversal & How Does It Affect Your Business?

If you currently own a business or are thinking of starting one, it's important you understand the payment reversal process. In this article, we touch…

a customer holding a smartphone ewallet over a credit card reader and wondering what is a payment reversal

What Are Chargeback Representments? Tips for Merchants

The process of chargeback representments can help a business avoid lost revenue, exorbitant fees, and the complete loss of credit card processing capabilities. While receiving…

A business owner writing a rebuttal letter on a desk for the representment chargeback process

What Is a High-Risk Transaction? A Full Breakdown with Examples

High-risk transactions include any credit card payment associated with an elevated possibility of financial loss. Because they come in many forms, it can be difficult…

dice spelling out

Your Guide to High-Risk Merchant Account Fees & Rates in 2024

Intended to offset the financial exposure associated with servicing high-risk businesses, high-risk merchant account fees are typically more costly than traditional merchant account fees. And…

A calculator next to an arrow going up and a magnifying glass for the high-risk merchant account fees

What Is SSL and How Do I Get an SSL Certificate?

Secure Socket Layer (SSL) encryption ensures sensitive data is transmitted securely without interception by third parties. And whether you’re starting an eCommerce business from scratch…

Two locks on a yellow background to show how secure ssl certificates work

Square Card Reader Review: Should You Use Square Readers?

Square readers are among the most popular payment processing devices for small- and medium-sized businesses in the United States. Since its inception in 2010, Square…

A restaurant employee working while next to a square reader on the counter

How to Sell Glass Pipes Legally & Start an Online Smoke Shop

Starting a smoke shop comes with its own set of risks and legal considerations. Adding an online component to your business can introduce additional steps…

Blue, dropship bong on a pink background.

SET Protocol: What Is It and How Does It Work?

Secure electronic transaction (SET) protocol is a security tool used on eCommerce platforms to safeguard electronic payment data through a specific network. As you're probably…

a man online shopping using set protocol

What You Need to Know About the Durbin Amendment

The Durbin Amendment is an addendum requiring the Federal Reserve to issue a cap on debit card interchange fees, which averaged merchants 44 cents per…

Binders with amendment written on their spine to represent the Durbin Amendment interchange fees

How to Use QuickBooks: An Easy 8-Step Tutorial

Learning how to use QuickBooks is one of the best options for a business looking for software that combines accounts payable and accounts receivable management,…

Paper, plant, and pen on a yellow table for someone to use during quickbooks tutorial
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