The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Sell CBD Online: The Ultimate Business Guide

If you're looking to sell CBD online, it can be tricky to know where to start. Most tier-one banks and payment processors will consider CBD…

What Is a Bridge Loan?

If you're looking for quick financial assistance to help you get by until you receive funding, you may consider a bridge loan. Bridge loans are…

Someone giving a bridge loan to someone

Invoice Factoring for Your Small Business

If you are a small business experiencing rapid growth or are maxed out on your credit, you might consider invoice factoring. This type of financing…

A person filling out a document on a desk filled with papers, a calculator, and office supplies.

How to Navigate ACH Reversal Rules

If your business processes ACH payments, it's important to understand how to navigate the ACH reversal rules. The Automated Clearing House (ACH) is a network…

Boxes with checkmarks to show how to navigate ACH reversal rules.

CVV Code: What It Is and How to Find It

https://www.youtube.com/watch?v=OL8_rR_fvXg If your business accepts credit card payments, it's important to understand relevant security measures like CVV codes. Credit card companies include a range of…

CVV code secure lock on credit card

Online Shopping vs In Store Shopping: Comparing the Differences for Your Customers

Before and especially since the beginning of the COVID-19 pandemic, many shoppers have had to choose between online shopping vs in store shopping. According to…

A split-screen image showing a man receiving multiple packages at his doorstep, representing online shopping, while a woman exits a retail store with shopping bags, symbolizing in-store shopping.

ACH vs Wire Transfer: Is There a Difference?

Whether you're a business owner or a consumer, the process of transferring money can be frustrating and expensive. Fortunately, there are multiple platforms available for…

Hand holding a smartphone displaying a dollar sign on an orange background.

What is Working Capital?

Working capital is one of the most important metrics for any business. It's a measure of how much money you have available to use on…

A person holds a fan of U.S. dollar bills against a bright blue sky, with sunlight shining through the money, symbolizing financial success and wealth.

What is an Acceleration Clause?

If you're looking for funding options or a business loan, you may come across what's called an acceleration clause. This is a vital part of…

Borrower lender discussing acceleration clause

ACH vs EFT: Is There a Difference?

If you're interested in processing electronic payments, you may be wondering about the differences between ACH vs EFT. The truth of the matter is electronic…

A group of five nesting dolls wrapped in blue, orange, checks, and U.S. dollar bill patterns, set against a bright yellow background.
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