What Is a Credit Card Account Updater and How Does it Work?
Credit cards change quite regularly with customer upgrades, expirations, data leaks, and fraud detection. If you don’t have the latest customer data in your system,…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Routing Number vs Account Number: What You Need to Know
In order to process an electronic funds transfer (EFT), you need to specify your account number and routing number. Your account number is like your…
13 Tips to Get the Cheapest Credit Card Processing for Small Businesses
For many small business owners, credit card processing fees are a powerful blow that cuts into profits. With cash transactions declining, we are starting to…
Credit Card Authentication: What Is It and How Does It Work?
If your customer pays for a purchase with a credit card, your payment software may verify their identity with their driver’s license, zip code, CVV…
Stripe vs Paypal: Which Is Best for Your Business?
Accepting credit card payments is essential for businesses looking to establish themselves further. Fortunately, small business owners now have a large range of in-person and…
Top 10 Best POS Systems for Your Small Business: A Complete Review
It's 2022. If you want your business to thrive in today's market, accepting payments is essential. Fortunately, there are now many point of sale (POS)…
What Is a Chargeback Rate? How to Manage & Reduce your Chargeback Ratio
Managing chargebacks and reducing your chargeback rate (also known as chargeback ratio) is one of the most challenging elements in running a business. A chargeback…
SumUp vs Square: Comparing Features, Pricing, & Plans
Every business has its own preference in terms of accepting payments—some prefer stationary, comprehensive point of sale (POS) systems, while others favor the flexibility of…
Understanding Credit Card Assessment Fees for Your Business
If you inspect your merchant statement, you might find a range of fees that make little sense. Unfortunately, credit card fees can be confusing if…
Tiered Pricing Structure: Understanding 3 Tier Processing
If your business accepts credit and debit cards, you're probably somewhat familiar with credit card processing pricing models. And for those unfamiliar, payment processors may…
