The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

DUNS Number: What Is It and How to Get One for Your Business

If you want to apply for a grant or loan as a business, rather than as an individual, you need a DUNS number. But what…

a business man drinking coffee and checking his business credit score with his DUNS number

Net 30 Payment Terms: What Are They and Why Do They Matter?

When you send an invoice with net 30 payment terms, you're indicating to your customer that they have 30 days to pay the full amount…

Business owner creating a Net 30 terms invoice for customer

Top 10 Best Payroll Software for Small Businesses

Payroll software systems are a huge benefit for businesses looking for an easier way to pay their staff. Managing various timesheets, salaries, bonuses, and other…

an accountant sitting at a blue desk and typing into payroll software

FFL Transfer: What You Need to Know

If you're in the process of starting a firearms business, you may have come across the term "FFL transfer." Below, we explain exactly what an…

Two business men doing an FFL transfer

ASV Scanning: What Are PCI Compliance Vendors?

Finding an Approved Scanning Vendor (ASV) is essential for businesses accepting credit card payments. While businesses must accept card payments in order to remain competitive…

PCI compliant vendors

The Top 10 Best Online Payment Gateway Providers in 2025

Payment gateways help businesses throughout the United States process transactions securely. This technology helps encrypt payment data and passes it to payment processors to complete…

A collage of vibrant and diverse doorways

How to Tell if a Check is Fake: Understanding Check Fraud

Looking out for a fake check is necessary if you accept paper or electronic checks as payment for your business. In 2021, the Federal Trade…

a torn paper on a blue background that has fraud on it to represent a fake check

Check Truncation: What Is It and How Does It Work?

Check truncation is very popular in today's digital age. In decades past, traditional check processing required the verification and approval of physical checks. While this…

a person checking their online banking after a check truncation was done

Electronic Check Verification: How to Verify Funds on a Check

Electronic check verification is an important tool for businesses that accept physical checks and eChecks. According to AFP, checks and ACH debits were the top…

Business owner calling to verify a customer check

Early Termination Fee: How to Reduce or Avoid Cancellation Fees

An early termination fee may come as a surprise if you've decided to close your merchant account. Perhaps you'd like to change payment processors, business…

an early termination fee on a blue background next to a laptop
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