The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Top 10 Best Small Business Insurance Companies for 2024

Small business insurance is critical for protecting your assets whether you are a seasoned business owner or a recent entrepreneur starting a new company. While…

small business insurance concepts on wooden blogs formed into a pyramid

How to Establish & Build Business Credit in 10 Easy Steps

Building business credit helps showcase your business's financial strength to lenders, suppliers, and other interested parties. Similar to a personal credit score, a business credit…

build credit score arrows showing increase

What Is Experian Credit Score? Everything You Need to Know

Like other credit scores, your Experian credit score can either be a dealbreaker or a clincher when it comes to taking out business loans. This…

woman holding a credit card after looking at her credit score

What Is a FICO SBSS Score and How Can You Improve It?

To build a good business credit score, the SBSS score is what business owners should look to. This score shows lenders how capable you are…

business owner is in front of laptop looking at a paper with their sbss score

Recession vs Depression: What Is the Difference?

What exactly is the difference between a recession and a depression? While the terms "recession" and "depression" are both used to describe periods of economic…

sad businessman on a bench during the great depression vs great recession

Etsy Fees: How Much Does It Cost to Sell on Etsy in 2025?

Some entrepreneurs may feel that Etsy fees prevent them from turning their passion into a bonafide career. However, others feel Etsy offers them the audience…

Painter's desk with laptop who plans on selling paintings on etsy

DUNS Number: What Is It and How to Get One for Your Business

If you want to apply for a grant or loan as a business, rather than as an individual, you need a DUNS number. But what…

a business man drinking coffee and checking his business credit score with his DUNS number

Net 30 Payment Terms: What Are They and Why Do They Matter?

When you send an invoice with net 30 payment terms, you're indicating to your customer that they have 30 days to pay the full amount…

Business owner creating a Net 30 terms invoice for customer

Top 10 Best Payroll Software for Small Businesses

Payroll software systems are a huge benefit for businesses looking for an easier way to pay their staff. Managing various timesheets, salaries, bonuses, and other…

an accountant sitting at a blue desk and typing into payroll software

FFL Transfer: What You Need to Know

If you're in the process of starting a firearms business, you may have come across the term "FFL transfer." Below, we explain exactly what an…

Two business men doing an FFL transfer
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