Bankcard MTOT Disc: What Does it Mean Exactly?
If you looked at your bank account and saw you were charged for “BANKCARD MTOT DISC,” you’re probably wondering where that came from. It also…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
What Is Sezzle? What You Need to Know About Sezzle for Merchants
Over half of consumers are more likely to purchase from a business offering interest-free payment plans like Sezzle. Amongst buy now, pay later (BNPL) users,…
Chargeback vs Refund: What's the Difference?
When it comes to reversing charges, there can be confusion between a chargeback and a refund. Understanding these differences is important for maintaining good consumer…
Factor Rate: What You Need to Know for Securing Business Financing
When you need business financing, you take out a loan, cash advance, or another form of funding, then you pay back the money borrowed with…
Stripe vs Square: A Complete Side-by-Side Comparison
Stripe and Square are two of the most popular payment service providers on the market today. When deciding between Stripe and Square, you’ll need to…
Square vs PayPal: Which Is Best for Your Business?
It is absolutely necessary to accept credit card payments if you own a business. As American consumers start using credit cards more than cash, an…
How Much Does Square Charge? Square Processing Fees Guide
As Square continues to grow into one of the major players in the payments industry, many small businesses are considering the platform for processing in-person…
A Complete Guide to Navigating the TMF/MATCH List
It’s absolutely possible to have never heard of the Mastercard MATCH list until you've been placed on it. And being placed on it can be…
What Is Afterpay and How Does it Work? The Complete Guide
The pandemic has rapidly increased the growth of the eCommerce businesses everywhere. As shoppers move online, the fear of scams prevents them from buying from…
Clover POS System Review: Is it Right for Your Business?
Your business's point of sale (POS) system impacts nearly every element of its operations, from inventory management to employee scheduling to accepted payment methods. Ideally,…
