The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Authorize.net CBD Payment Processing: Look No Further

Due to the difficulty CBD business owners face when searching for a payment solution, many of these merchants rely on Authorize.net for CBD payment processing…

A cannabis leaf

Can You Sell CBD on Shopify? What You Need to Know

Selling CBD can be generally complicated, but selling CBD on Shopify comes with even more restraints. In today's marketplace, CBD is a very profitable, up-and-coming…

Is CBD Legal? A State-by-State Breakdown for 2025

As the United States continues to relax legal constraints on cannabis, CBD extract is becoming one of the nation's most talked-about natural products. In fact,…

A judge's gavel placed against a vibrant stained glass backdrop of hemp leaves

Understanding Merchant Account Reserves for 2025

Merchant account reserves are an essential element of the payment processing industry, as they help to ensure the security and stability of both merchants and…

A piggy bank, a calculator and a wallet with money in it to represent saving money in a merchant account reserve balance

Understanding Up-Front Reserves as a High-Risk Merchant

Before providing payment processing services to a business, a financial institution may request an up-front reserve. While there are several different types of reserves, businesses…

A silhouetted figure stands before a large, glowing bank vault door, illuminated in blue and orange tones.

Understanding Capped Reserves as a High-Risk Merchant

If you manage a high-risk business in today's market, capped reserves are important to understand. While often viewed in a negative light, reserves can actually…

A metal padlock sits on top of a pile of cash, symbolizing financial security and restricted access to money.

High-Risk Merchant Accounts with Instant Approval: Do They Exist?

Lofty promises of instant approval for a high-risk merchant account sound good—maybe too good to be true? High-risk businesses face stricter underwriting standards, thus longer…

A coin full of exploding coins positioned in front of a computer screen, symbolizing the inherent risk and thrill of being a high-risk merchant hoping to acquire a merchant account that will be instantly approved.

WooCommerce High-Risk Payment Gateway & Merchant Account

Many merchants utilizing WooCommerce for their online store must integrate a payment gateway with their high-risk merchant account to effectively initiate their eCommerce payment processing.…

A gothic-style wrought iron gateway stands between two weathered stone pillars, overgrown with twisting vines and foliage

What Is a Payment Reversal & How Does It Affect Your Business?

If you currently own a business or are thinking of starting one, it's important you understand the payment reversal process. In this article, we touch…

A business owner holding their coffee and checking a payment reversal on their phone.

What Are Chargeback Representments? Tips for Merchants

The process of chargeback representments can help a business avoid lost revenue, exorbitant fees, and the complete loss of credit card processing capabilities. While receiving…

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