Understanding Up-Front Reserves as a High-Risk Merchant
Before providing payment processing services to a business, a financial institution may request an up-front reserve. While there are several different types of reserves, businesses…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Understanding Capped Reserves as a High-Risk Merchant
If you manage a high-risk business in today's market, capped reserves are important to understand. While often viewed in a negative light, reserves can actually…
High-Risk Merchant Accounts with Instant Approval: Do They Exist?
Lofty promises of instant approval for a high-risk merchant account sound good—maybe too good to be true? High-risk businesses face stricter underwriting standards, thus longer…
WooCommerce High-Risk Payment Gateway & Merchant Account
Many merchants utilizing WooCommerce for their online store must integrate a payment gateway with their high-risk merchant account to effectively initiate their eCommerce payment processing.…
What Is a Payment Reversal & How Does It Affect Your Business?
If you currently own a business or are thinking of starting one, it's important you understand the payment reversal process. In this article, we touch…
What Are Chargeback Representments? Tips for Merchants
The process of chargeback representments can help a business avoid lost revenue, exorbitant fees, and the complete loss of credit card processing capabilities. While receiving…
What Is a High-Risk Transaction? A Full Breakdown with Examples
High-risk transactions include any credit card payment associated with an elevated possibility of financial loss. Because they come in many forms, it can be difficult…
Your Guide to High-Risk Merchant Account Fees & Rates in 2025
High-risk merchant account fees are typically more costly than traditional merchant account fees, partly because they offset the considerable financial costs associated with high-risk businesses.…
What Is SSL and How Do I Get an SSL Certificate?
Secure Socket Layer (SSL) encryption ensures sensitive data is transmitted securely without interception by third parties. And whether you’re starting an eCommerce business from scratch…
Square Card Reader Review: Should You Use Square Readers?
Square readers are among the most popular payment processing devices for small- and medium-sized businesses in the United States. Since its inception in 2010, Square…
