The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

The SAFE Banking Act: How It Affects Your CBD Business

Obtaining secure, affordable, and easy banking options can be difficult for merchants within the CBD industry—but the Safe And Fair Enforcement (SAFE) Act aims to…

a green cannabis leaf lying on an official document

What Is CBD? Uses, Benefits, and Risks

CBD—short for cannabidiol—is an active ingredient in the cannabis sativa plant. Unlike THC, CBD does not produce the "high" associated with cannabis use. In recent…

Illustrated CBD products including oil droppers, capsules, and hemp leaves on a turquoise background

What Are High-Risk Businesses? How to Handle Being Labeled "High-Risk"

Within the payments industry, the term high-risk business describes businesses associated with an elevated risk of financial exposure. (Unfortunately, the phrase has nothing to do…

High-Risk Merchant Accounts For Shopify: What You Need to Know

Shopify is one of the world's most prominent eCommerce platforms. While Shopify does not specialize in high-risk merchant accounts, it does provide third-party payment integration…

High-risk merchant using a laptop keyboard to research if they can use Shopify.

Authorize.net High-Risk Payment Gateway

You can easily accept high-risk transactions using an Authorize.net payment gateway, provided it's connected to a high-risk merchant account. And Authorize.net's high-risk payment gateways don't…

A man smoking a cigarette with money on his computer screen, and money raining outside from his Authorized.net high-risk payment gateway.

Does Stripe Allow CBD Sales? The Shocking Truth

As the CBD industry grows, so too does the number of merchants wondering if Stripe allows CBD sales. With the passage of the 2018 Farm…

Marijuana leaf in front of striped background

Authorize.net CBD Payment Processing: Look No Further

Due to the difficulty CBD business owners face when searching for a payment solution, many of these merchants rely on Authorize.net for CBD payment processing…

A cannabis leaf

Can You Sell CBD on Shopify? What You Need to Know

Selling CBD can be generally complicated, but selling CBD on Shopify comes with even more restraints. In today's marketplace, CBD is a very profitable, up-and-coming…

Is CBD Legal? A State-by-State Breakdown for 2025

As the United States continues to relax legal constraints on cannabis, CBD extract is becoming one of the nation's most talked-about natural products. In fact,…

A judge's gavel placed against a vibrant stained glass backdrop of hemp leaves

Understanding Merchant Account Reserves for 2025

Merchant account reserves are an essential element of the payment processing industry, as they help to ensure the security and stability of both merchants and…

A piggy bank, a calculator and a wallet with money in it to represent saving money in a merchant account reserve balance
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