The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

What is an Asset?

When you are looking into business funding options, you may ask yourself the question "what is an asset?" and wonder if you currently have any…

a house made out of mini blocks on a scale with coins to show what is an asset visually

Understanding How Cash Flow Works

If you run a business, you need a healthy cash flow to maintain your operations. But what is cash flow? Cash flow is vital to…

someone holding a bundle of their cash flow while leaning against a car

Return on Investment (ROI): Formula and How to Calculate It

When you invest in a business, one of the ways you can mark your progress is by measuring your return on investment (ROI). This is…

calculator

What Is an ACH Payment? The Ultimate Guide to ACH Transfers

An ACH payment is a virtual transaction that moves funds from one financial institution to another via the Automated Clearing House electronic network. A participating…

A man writing on a table with a laptop, calculator, and money to figure out what is an ach payment

Navigating Accounts Receivable for Your Small Business

Starting with your accounts receivable is wise if you're looking to get a handle on your accounting practices. The truth is, billing a client is…

a person choosing an accounts receivable turnover binder from a line of other binders

Understanding the 5 Cs of Credit

You're likely to come across the 5 Cs of credit when trying to learn how to get a small business loan. Obtaining funding to start…

woman using her laptop to research the 5 Cs of credit

Flat Rate Credit Card Processing: Is It Right For You?

Flat rate credit card processing is one of those terms you'll often hear about when seeking payment processing but that can also be confusing. Finding…

flat rate credit card processing

A Deep Dive Into the Cash Conversion Cycle (CCC)

When you're trying to get a sense of your business's financial health, you'll come across what's called the cash conversion cycle. Unfortunately, 82% of small…

cash conversion cycle

Selling on an Online Marketplace: Getting Started

With the shift from shopping in person to eCommerce, online marketplaces have exploded over the last few years. Whether you want to expand your business…

selling on an online marketplace

Debt to Income Ratio: How to Calculate Your DTI

When you're looking to get a business loan, a major aspect lender will look at is your debt to income ratio. Of course, you may…

debt to income ratio
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