The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

S Corp vs C Corp: What Are the Differences & Which Is Best for You?

When incorporating your business, it's important to consider C corp vs S corp when choosing your business structure. Choosing the wrong structure may cost you…

IRS form for US Corporation taxes for S corporation

Verified by Visa: What Is It & Should Merchants Implement It?

With online shopping a given these days, no business would be secure without the ability to protect themselves, and their customers, from cyber threats. Enter…

person online shopping with secure transactions holding phone

Merchant Category Codes: Why They Matter to Your Business

What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify the…

Pharmacy MCC Code

Credit Card Issuers & Card Networks: Understanding Key Differences

The various terms, options, and even company names on credit cards can be downright confusing to the average business owner and cardholder. While you may…

A blue credit card from a credit card issuer on a blue platform and yellow background.

What Is an Authorization Hold? Everything You Need to Know

An authorization hold is a valuable tool used to verify if a customer has enough funds to cover a transaction. Many everyday businesses use holds.…

Authorization person holding funds

What Is a False Decline? How to Prevent False Declines in Your Business

It's no secret that you work hard for every sale. But every month, you may lose a significant portion of sales you’ve earned without realizing…

Smartphone with a shopping basket icon displayed on the screen and a small round X icon on the side of the shopping basket

How to Sell Sex Toys: Start Your Sex Toy Business Today

As a result of modern society's sexual liberation, sex toys are much less taboo. With the veil of illicitness lifted, selling sex toys has become…

small rabbit leaning on a peach that is cut in half exposing the core with a peach slice sitting beside it

How to Get a Business Line of Credit: List of Requirements Explained

Business owners often assess their financing options in order to build or grow their businesses. A business line of credit is one such option for…

A colorful 3D illustration of a storefront with a striped awning, a large yellow piggy bank in the foreground, and a floating coin symbolizing business finances.

Card Not Present (CNP) Transactions: The Complete Business Guide

If your business processes credit card transactions, you might be considering accepting card-not-present (CNP) payments. This type of transaction allows you to accept payments without…

credit card in the desert not present in transactions

BIN Attacks and Credit Card Testing: The Complete Guide on Protecting Your Business

BIN attacks and credit card testing are two common ways fraudsters exploit people’s card information. As e-commerce grows in popularity, this method of BIN scamming…

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