What is EMV and How Do Credit Card Chips Work?
EMV cards have advanced payment processing and reduced fraud. While the credit card chip is not a silver bullet for combating fraud, it does provide…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
What is Interchange Optimization? Discover How it Helps You Save Money
If you accept credit card payments then you can’t really avoid the fees that come with payment processing. However, through interchange optimization, you can cut…
The Ultimate Guide to Reducing Shopping Cart Abandonment
If you're a merchant who accepts ecommerce payments through a website shopping cart, you probably know that getting traffic to your online store is, on…
Shopify Marketplace Integrations: The Ultimate Business Guide
If you're wondering how to connect your Shopify account to various online marketplaces, you can do so through Shopify marketplace integrations. There are many different…
Merchant Statement: A Guide on How to Read a Merchant Processing Statement
Merchant statements can be overwhelming. This article includes a guide that identifies the various aspects of a merchant statement, such as identifying information, price models,…
Using Venmo for Business: Is It a Good Idea for Merchants?
Mobile payments are a core everyday tool around the world. Not a day goes by without the use of mobile payment apps like Venmo. Until…
Selling on Amazon vs eBay: The Complete Comparison Guide
Do you sell on Amazon or eBay? There are a lot of options for where to list your products. Two of the oldest and best…
Commercial Loans: Everything You Need to Know
No matter what business structure you have chosen, there comes a point in time where, as an entrepreneur, the topic of commercial loans may come…
What is a Rolling Reserve and How Does it Affect Your Business?
Rolling reserves are a type of risk mitigation set forth by the processor to account for any losses they may incur from merchant processing activity.…
BIN Checker: The Ultimate Guide to Bank Identification Numbers
If you're a merchant who deals with credit card processing, it's hard to know what type of card someone has without understanding the bank identification…
