Credit Card Issuers & Card Networks: Understanding Key Differences
The various terms, options, and even company names on credit cards can be downright confusing to the average business owner and cardholder. While you may…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
What Is an Authorization Hold? Everything You Need to Know
An authorization hold is a valuable tool used to verify if a customer has enough funds to cover a transaction. Many everyday businesses use holds.…
What Is a False Decline? How to Prevent False Declines in Your Business
It's no secret that you work hard for every sale. But every month, you may lose a significant portion of sales you’ve earned without realizing…
How to Sell Sex Toys: Start Your Sex Toy Business Today
As a result of modern society's sexual liberation, sex toys are much less taboo. With the veil of illicitness lifted, selling sex toys has become…
How to Get a Business Line of Credit: List of Requirements Explained
Business owners often assess their financing options in order to build or grow their businesses. A business line of credit is one such option for…
Card Not Present (CNP) Transactions: The Complete Business Guide
If your business processes credit card transactions, you might be considering accepting card-not-present (CNP) payments. This type of transaction allows you to accept payments without…
BIN Attacks and Credit Card Testing: The Complete Guide on Protecting Your Business
BIN attacks and credit card testing are two common ways fraudsters exploit people’s card information. As e-commerce grows in popularity, this method of BIN scamming…
A Complete Guide to ACH Authorization Forms
When your business is collecting payments on the ACH network, you must obtain a signed ACH authorization form. This gives your business permission to charge…
Merchant Account vs Payment Gateway: Understanding the Key Differences
For businesses accepting online payments, merchant accounts and payment gateways are essential — but they're often confused with one another. In this guide, we'll explore…
Payment Gateway vs Payment Processor: What is the Difference?
We’ll be looking at online payments, specifically, comparing payment gateway vs payment processor to highlight the differences. Once you can distinguish between the terms you’re…
