The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Choose the Best Credit Card Reader: Credit Card Machine Reviews

The question isn't if you need a credit card reader, but rather which credit card reader you need. To remain a competitive business owner in…

A sleek credit card reader on a reflective surface with colorful, abstract lighting and floating bubbles

What is a Sole Proprietorship vs LLC? Pros, Cons, and Key Differences

One of the first steps to starting a business is choosing under which formal structure your business will operate. Your business structure impacts your day-to-day…

Businessman with LLC walking towards company

How to Get a Tobacco License in Your State

Under the Tobacco Control Act, the Food and Drug Administration (FDA) strictly regulates the sale and marketing of tobacco products.[footnote]U.S. Food and Drug Administration. “Family…

cigarette and lighter that you can sell if you have a tobacco license

How to Accept EBT Payments at Your Store

As a way to simplify payments made with Supplemental Nutrition Assistance Program (SNAP) benefits, the government created the Electronic Benefit Transfer (EBT) program. Through it,…

A friendly cashier assisting a mother and her children at a grocery store checkout

What is Batch Processing and How Do Batch Transactions Work?

If you process credit card payments, you've likely heard of two types of credit card transactions: batch transactions and real-time transactions. While both are suitable…

time for batch processing

Can You Use Zelle for Business? The Truth Revealed

Over the last few years, Zelle has exploded in popularity. As a digital payments network, Zelle is one of the quickest, easiest, and most secure…

Customer making a contactless payment with a smartphone at a brightly colored checkout counter.

What is KYC? 'Know Your Customer' Verification and Compliance

In any financial services industry sector, Know Your Customer (KYC) is a crucial part of the fight against fraud, money laundering, and other types of…

Customer service kyc

Understanding the Visa FANF Fee: Rates, Examples, and More

Visa's fixed acquirer network fee (FANF) is a fee that most businesses that accept credit cards cannot avoid. More specifically, most businesses accepting Visa credit…

Fixed acquirer network fees

What Are NAICS and SIC Codes?

NAICS codes and SIC codes both refer to classification systems used to categorize private and public sector businesses. Primarily used by the government and the…

An abstract painting of large, colorful numbers arranged in a symmetrical pattern, representing classification systems and industry codes.

How to Start a Business in 2025: Everything You Need to Know

Starting a business is a thrilling leap into the unknown. It can lead to some of the most rewarding experiences in life. However, it can…

building blocks to start business in 2025
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