BIN Attacks and Credit Card Testing: The Complete Guide on Protecting Your Business
BIN attacks and credit card testing are two common ways fraudsters exploit people’s card information. As e-commerce grows in popularity, this method of BIN scamming…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
A Complete Guide to ACH Authorization Forms
When your business is collecting payments on the ACH network, you must obtain a signed ACH authorization form. This gives your business permission to charge…
Payment Gateway vs Merchant Account: Understanding the Differences
The business world is full of terminology, much of which may be difficult to understand at first. While many business terms can feel intimidating, it's…
Payment Gateway vs Payment Processor: What is the Difference?
We’ll be looking at online payments, specifically, comparing payment gateway vs payment processor to highlight the differences. Once you can distinguish between the terms you’re…
What is EMV and How Do Credit Card Chips Work?
EMV cards have advanced payment processing and reduced fraud. While the credit card chip is not a silver bullet for combating fraud, it does provide…
What is Interchange Optimization? Discover How it Helps You Save Money
If you accept credit card payments then you can’t really avoid the fees that come with payment processing. However, through interchange optimization, you can cut…
The Ultimate Guide to Reducing Shopping Cart Abandonment
If you're a merchant who accepts ecommerce payments through a website shopping cart, you probably know that getting traffic to your online store is, on…
Shopify Marketplace Integrations: The Ultimate Business Guide
If you're wondering how to connect your Shopify account to various online marketplaces, you can do so through Shopify marketplace integrations. There are many different…
Merchant Statement: A Guide on How to Read a Merchant Processing Statement
Merchant statements can be overwhelming. This article includes a guide that identifies the various aspects of a merchant statement, such as identifying information, price models,…
Using Venmo for Business: Is It a Good Idea for Merchants?
Mobile payments are a core everyday tool around the world. Not a day goes by without the use of mobile payment apps like Venmo. Until…
