The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Tell if a Check is Fake: Understanding Check Fraud

Looking out for a fake check is necessary if you accept paper or electronic checks as payment for your business. In 2021, the Federal Trade…

Criminal doing check fraud

Check Truncation: What Is It and How Does It Work?

Check truncation is very popular in today's digital age. In decades past, traditional check processing required the verification and approval of physical checks. While this…

Lady doing check truncation on phone

Electronic Check Verification: How to Verify Funds on a Check

Electronic check verification is an important tool for businesses that accept physical checks and eChecks. According to AFP, checks and ACH debits were the top…

Business owner calling to verify a customer check

Early Termination Fee: How to Reduce or Avoid Cancellation Fees

An early termination fee may come as a surprise if you've decided to close your merchant account. Perhaps you'd like to change payment processors, business…

Early termination fee clock

What Are Net 60 Terms and How Can They Improve Business Credit?

The term "net 60" refers to a payment method employed by businesses, often in business-to-business transactions. Typically, a net 60 invoice may read, "Payment is…

Desk with an invoice and calculator

Stripe vs Authorize.Net: Which Is the Best for Your Business?

Stripe and Authorize.Net are two of the most prominent players in the payment industry. Between them, they cater to millions of businesses throughout the US.…

Illustration comparing two credit card options with a

What Is a Voice Authorization Fee?

A voice authorization fee, though rare, is one of the many credit card processing fees you may come across. Voice authorization is a fraud detection…

Issuing Bank vs. Acquiring Bank: What's the Difference?

Issuing banks and acquiring banks both play an important role when your customer uses a credit card to make a purchase at your business. While…

Two different banks next to each other

Kratom vs CBD vs Kava: What's the Difference?

Kratom, CBD, and Kava are all similar, ancient herbal remedies used for various health and wellness applications, namely pain, sleeplessness, and anxiety. However, each comes…

powder in glass next to green pills on a counter by a window

A Complete Guide to Getting an SOT License (Special Occupational Taxpayer)

A Special Occupational Taxpayer (SOT) license is one of the many licenses business owners must obtain to comply with federal, state, and local firearms laws.…

A detailed illustration of a handgun resting on an official license document, surrounded by bullets, a badge, and other paperwork, symbolizing firearm regulations and licensing.
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