Kratom vs CBD vs Kava: What's the Difference?
Kratom, CBD, and Kava are all similar, ancient herbal remedies used for various health and wellness applications, namely pain, sleeplessness, and anxiety. However, each comes…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
A Complete Guide to Getting an SOT License (Special Occupational Taxpayer)
A Special Occupational Taxpayer (SOT) license is one of the many licenses business owners must obtain to comply with federal, state, and local firearms laws.…
How to Open a Business Bank Account in 5 Manageable Steps
When you start a business, it's essential that you establish one or more separate bank accounts to distinguish your business finances from your personal banking,…
What Is Data Encryption? Definition, Meaning, & More
Data encryption is critical in a time when cybercrime threatens users sharing their information online. You can protect your business by ensuring safe online shopping…
What Is Check 21 and How Does Check Clearing Work?
The Check 21 Act provides clear guidance for electronic check processing in the United States. Understanding this act is essential for banks and businesses that…
What Is Buy Now Pay Later (BNPL) & How Does It Work?
Buy now, pay later (BNPL) financing offers an appealing solution to customers who do not have the immediate funds to make a purchase and merchants…
Understanding Friendly Fraud Chargebacks and How to Prevent Them
Friendly fraud, a type of chargeback fraud, is one of the contributing factors to the more than $32b worth of annual payment card fraud throughout…
What Is a Credit Card Account Updater and How Does it Work?
Credit cards change quite regularly with customer upgrades, expirations, data leaks, and fraud detection. If you don’t have the latest customer data in your system,…
Routing Number vs Account Number: What You Need to Know
In order to process an electronic funds transfer (EFT), you need to specify your account number and routing number. Your account number is like your…
13 Tips to Get the Cheapest Credit Card Processing for Small Businesses
For many small business owners, credit card processing fees are a powerful blow that cuts into profits. With cash transactions declining, we are starting to…
