What Is PayPal Credit? Pros, Cons, Fees, & Alternatives
PayPal offers users multiple payment options, with PayPal Credit being a popular choice. While credit cards and loans have long financed consumer spending in the…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
TransUnion vs Equifax: Is There Any Difference?
While TransUnion and Equifax are both major credit reporting bureaus, there are differences between the two. If you pull your Equifax and TransUnion credit reports,…
Top 25 Net 30 Vendor Accounts to Build Business Credit in 2025
A net 30 account enables business owners to record payments to vendors and collect evidence of their ability to meet their financial obligations. Such documentation…
What Is a VantageScore? Everything You Need to Know
Like other credit scoring systems, a VantageScore numerically communicates your "creditworthiness" to lenders. Differing from the more widely-known FICO score, VantageScores are calculated by a…
What Is a Merchant Account & How Does It Work? The Ultimate Guide
A merchant account is a particular type of bank account that business owners must establish in order to accept payments. Currently, consumers' most preferred payment…
Hard Inquiries vs Soft Inquiries: How Do They Affect Credit Scores?
When interested parties evaluate your credit report, they typically perform a hard credit inquiry or soft credit inquiry. Whether they perform a hard or soft…
What Is Perpay and How Does It Work?
If you’re a business owner evaluating the buy now, pay later services available in today's market, you may be considering Perpay. While buy now, pay…
Klarna for Business: The Ultimate Guide for Merchants
As a modern business owner, you may be considering how a buy now, pay later (BNPL) service—such as Klarna—can elevate your operations. While the buy…
How to Create a Credit Policy: Tips, Benefits, & More
Extending credit to customers is an excellent method for improving your business's sales, but to do so you first need to create a credit policy.…
TransUnion Credit Report: What You Need to Know & How It Works
Your TransUnion credit report dictates a lot in terms of your financial goals. In fact, while TransUnion does not currently assess businesses, your personal TransUnion…
