The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Understanding Venmo Chargebacks & Disputes: A Complete Guide

Although the Venmo chargeback dispute process can be difficult to understand, it's crucial you do if you offer Venmo payments to your customers. As a…

business owner drowning in paperwork asking for help

Signature Panel Code: What Is it and How Does it Work?

You may have seen the signature panel code as a three or four-digit number on your credit card. This code is used as an extra…

Secure lock on credit card pile

Understanding Capital One Chargebacks for Merchants

The Capitol One chargeback process is similar to how most issuing banks and credit card networks conduct their chargeback process. Typically this process involves three…

A gold credit card partially buried in underwater sand, surrounded by aquatic plants, symbolizing financial disputes and the complexities of chargebacks.

A Quick Guide for Handling Bank of America Chargebacks & Disputes

Let's take a close look at Bank of America chargebacks and how they affect merchants! If you own a business, you're probably familiar with chargebacks…

Notebook payments guide for handling disputes

How Does eBay Protect Sellers? Understanding eBay Chargebacks 

If you're interested in selling on eBay, it's wise to understand exactly how you're protected by them and to know how the eBay chargeback process…

desk with ebay chargeback on computer

How to Handle Cash App Chargebacks & Disputes: A Merchant Guide

As a business owner who uses a Cash App business account, it's important to know the ins and outs of the Cash App dispute process…

Someone using a payments app on their phone

How Long Do ACH Transfers Take? ACH Transfer Time Explained

An ACH (Automated Clearing House) transfer is a type of electronic payment where funds are moved from one financial institution to another through the ACH…

Waiting for ACH transfer looking at time on watch

Revolving Utilization and Its Impact on Your Credit Score

If you have an open line of credit, you have a revolving credit utilization ratio. Business debt comes in many forms: lines of credit, credit…

Credit cards inside a blue and orange arrow cycle

Chargeback Insurance: What Is It and Do Merchants Need It?

Considering chargeback insurance? In this article, we cover how chargeback insurance works, what is covered, and how to secure it. But before we dive in,…

A translucent business building protected by an orange umbrella with a cloud hovering above.

American Express Chargebacks: How to Handle Amex Disputes

Chargebacks can be a challenge for any business, and American Express chargebacks are no exception. In this article, we explain the American Express chargeback process,…

Back view of a silver credit card, orange background.
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