The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



Is Square a Good Option for Your Business? Fees, Alternatives, and More

As a business owner, you’re probably familiar with Square, a payment processing platform targeted toward new and small businesses. Square credit card processing makes it…

POS device for square credit card processing

Federal Tax ID Number (TIN): How to Get the Right Type for Your Business

Acquiring a tax ID number (TIN) for your new business is a necessary step in filing your business' tax returns. In this post, we'll explain…

tax filing forms requiring a tax id number

How to Create a Website in 6 Easy Steps: Complete Guide for Beginners

Do you want to know how to build a website? You don't need to be a coding genius or design expert to create your own…

snapshot of a screen looking at the different ways to create a website

S Corp vs C Corp: What Are the Differences & Which Is Best for You?

When incorporating your business, it's important to consider C corp vs S corp when choosing your business structure. Choosing the wrong structure may cost you…

IRS form for US Corporation taxes for S corporation

Verified by Visa: What Is It & Should Merchants Implement It?

With online shopping a given these days, no business would be secure without the ability to protect themselves, and their customers, from cyber threats. Enter…

woman entering a OTP on laptop from my card secure VBV

Merchant Category Codes: Why They Matter to Your Business

What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify the…

blank credit card - mcc code

Credit Card Issuers & Card Networks: Understanding Key Differences

The various terms, options, and even company names on credit cards can be downright confusing to the average business owner and cardholder. While you may…

credit cards from credit card issuer on yellow background

What Is an Authorization Hold? Everything You Need to Know

An authorization hold is a valuable tool used to verify if a customer has enough funds to cover a transaction. Many everyday businesses use holds.…

man holding credit card for authorization

What Is a False Decline? How to Prevent False Declines in Your Business

It's no secret that you work hard for every sale. But every month, you may lose a significant portion of sales you’ve earned without realizing…

cashier running card that will false decline

How to Sell Sex Toys: Start Your Sex Toy Business Today

As a result of modern society's sexual liberation, sex toys are much less taboo. With the veil of illicitness lifted, selling sex toys has become…

small rabbit leaning on a peach that is cut in half exposing the core with a peach slice sitting beside it
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