The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What is an EIN Number? Everything You Need to Know

22 Product Ideas Worth Considering for Your Business in 2022

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

Top 8 Accounting Software to Use in Your Business

How to Qualify for a Business Line of Credit: List of Requirements


Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2022: 12 Steps to Success



How to Create a Dating App and Website: What You Need to Know

Dating trends continue to turn digital. With a variety of dating apps and dating websites available to modern Americans, evidence suggests that more of us…

3 phone screens showing an adult dating app profile matching up couples online

How to Choose the Best Credit Card Reader: Credit Card Machine Reviews

The question isn't if you need a credit card reader, but rather which credit card reader you need. To remain a competitive business owner in…

credit card reader against yellow background

What is a Sole Proprietorship vs LLC? Pros, Cons, and Key Differences

One of the first steps to starting a business is choosing under which formal structure your business will operate. Your business structure impacts your day-to-day…

businessman wearing suit and wearing portfolio on way to a meeting about sole proprietorship vs LLC

How to Get a Tobacco License in Your State

Under the Tobacco Control Act, the Food and Drug Administration (FDA) strictly regulates the sale and marketing of tobacco products.[footnote]U.S. Food and Drug Administration. “Family…

cigarettes and red lighters on blue background that you can sell if you have a tobacco license

Best Mobile Credit Card Readers for iPhone and Android

If you run a business, it's more essential than ever to have credit card readers. While many readers have long been large, stationary hardware devices,…

blank credit card that can be read with a mobile credit card reader on blue background

How to Accept EBT Payments at Your Store

As a way to simplify payments made with Supplemental Nutrition Assistance Program (SNAP) benefits, the government created the Electronic Benefit Transfer (EBT) program. Through it,…

shopping cart full of fruits and vegetables bought at stores that accept EBT against blue background

What is Batch Processing and How Do Batch Transactions Work?

If you process credit card payments, you've likely heard of two types of credit card transactions: batch transactions and real-time transactions. While both are suitable…

neon green ticking clock and credit card symbolizing batch processing

Can You Use Zelle for Business? The Truth Revealed

Over the last few years, Zelle has exploded in popularity. As a digital payments network, Zelle is one of the quickest, easiest, and most secure…

mobile banking app on smartphone where you can access a zelle business account

What is KYC? 'Know Your Customer' Verification and Compliance

In any financial services industry sector, Know Your Customer (KYC) is a crucial part of the fight against fraud, money laundering, and other types of…

wooden blocks with K, Y, and C on them spelling KYC

Understanding the Visa FANF Fee: Rates, Examples, and More

Visa's fixed acquirer network fee (FANF) is a fee that most businesses that accept credit cards cannot avoid. More specifically, most businesses accepting Visa credit…

purple credit card melting from FANF against pink background
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