How to Accept Payments: Best Ways to Get Paid Online, In-Person & by Phone (2025)
Accepting payments forms the foundation of your revenue, no matter what type of business you run. While cash and check payments dominated the payment space…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
ACH Transfer Limits: Everything You Need to Know
While ACH transfers are one of the most convenient ways for business owners to pay bills, vendors, and employees, there are ACH transfer limits of…
ACH Debit vs ACH Credit Transactions: How Are They Different?
Automated Clearing House (ACH) payments can be split into two types: ACH credit transactions and ACH debit transactions. Currently, ACH payments are one of the…
How to Get a Merchant Account with Bad Credit
Securing a merchant account with bad credit can be challenging, but it’s not impossible. If your credit history is holding you back, consider applying for…
Top 10 Recession-Proof Industries & Business Ideas for 2025
With many analysts predicting an economic recession in the near future, the idea of a recession-proof business model may have piqued your interest. The general…
What Is Affirm and How Does It Work? A Complete Review
One of the most popular buy now, pay later (BNPL) platforms, Affirm gives customers a way to say "yes" to things they want now and…
What Is PayPal Credit? Pros, Cons, Fees, & Alternatives
PayPal offers users multiple payment options, with PayPal Credit being a popular choice. While credit cards and loans have long financed consumer spending in the…
TransUnion vs Equifax: Is There Any Difference?
While TransUnion and Equifax are both major credit reporting bureaus, there are differences between the two. If you pull your Equifax and TransUnion credit reports,…
Top 25 Net 30 Vendor Accounts to Build Business Credit in 2025
A net 30 account enables business owners to record payments to vendors and collect evidence of their ability to meet their financial obligations. Such documentation…
What Is a VantageScore? Everything You Need to Know
Like other credit scoring systems, a VantageScore numerically communicates your "creditworthiness" to lenders. Differing from the more widely-known FICO score, VantageScores are calculated by a…
