The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Fight and Win a Credit Card Chargeback Dispute in 6 Steps

If left unchecked, chargeback disputes can damage your business's reputation, even putting your merchant account at risk of termination. And chargebacks are becoming an ever-increasing…

Fair Credit Billing Act: What Is It and Who Does It Protect?

The Fair Credit Billing Act (FCBA) is known for providing a range of consumer protections, including the ability to file chargebacks on unauthorized charges. However,…

an umbrella over stacks of money to show that the fair credit billing act protects consumers

What Is a Chargeback? The Ultimate Chargeback Guide for Merchants

There is a range of risks associated with accepting credit card payments at your business, a major one of which is the event of chargebacks.…

business owner sitting on desk on the phone with bank worried about chargebacks

A Complete Guide to Chargeback Reason Codes for Merchants

Card networks—the most notable of which are American Express, Discover, Mastercard, and Visa—notify merchants of chargebacks by issuing corresponding chargeback reason codes. These codes outline…

A colorful assortment of floating numbers and letters in a vibrant and abstract style.

How to Accept Payments: Best Ways to Get Paid Online, In-Person & by Phone (2025)

Accepting payments forms the foundation of your revenue, no matter what type of business you run. While cash and check payments dominated the payment space…

ACH Transfer Limits: Everything You Need to Know

While ACH transfers are one of the most convenient ways for business owners to pay bills, vendors, and employees, there are ACH transfer limits of…

ACH transfer jar reaching filled limit with coins

ACH Debit vs ACH Credit Transactions: How Are They Different?

Automated Clearing House (ACH) payments can be split into two types: ACH credit transactions and ACH debit transactions. Currently, ACH payments are one of the…

transaction coins transfered through ach debit credit

How to Get a Merchant Account with Bad Credit

Securing a merchant account with bad credit can be challenging, but it’s not impossible. If your credit history is holding you back, consider applying for…

A businessman reading a newspaper article about getting a merchant account with bad credit at a diner.

Top 10 Recession-Proof Industries & Business Ideas for 2025

With many analysts predicting an economic recession in the near future, the idea of a recession-proof business model may have piqued your interest. The general…

What Is Affirm and How Does It Work? A Complete Review

One of the most popular buy now, pay later (BNPL) platforms, Affirm gives customers a way to say "yes" to things they want now and…

Customer looking at her pay later account
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