What Is a Merchant Cash Advance? Everything You Need to Know
A merchant cash advance (MCA) is a form of funding in which a business's sales volume is used to secure capital from a lender. There's no doubt…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
How to Handle a Chargeback on Amazon
Most merchants selling on Amazon can agree that receiving an Amazon chargeback alert is a stressful experience. While Amazon is one of the most popular…
What Is Provisional Credit? Advantages and Disadvantages
Because it can take weeks, sometimes even months, for a final decision to be rendered in the event of a chargeback, issuing backs often supply…
Understanding Visa Chargebacks & Disputes: The 2025 Merchant Guide
As more merchants accept credit cards in today's digital society, the occurrence of Visa chargebacks continues to increase. Visa remains to be one of the…
What Is QuickBooks and How Does It Work? A Complete Overview
Like Xerox is to copies, and BandAid is to bandages—QuickBooks has been synonymous with business accounting software since the 1990s. Despite increased competition, QuickBooks still…
A Complete Guide to Discover Card Disputes & Chargebacks
With Discover being one of the most widely used credit card networks, most business owners have come across the dreaded Discover chargeback. As such, it's…
A Complete Guide to Square Chargebacks & Seller Protection
Due to Square's growing popularity in the payments industry, the occurrence of Square chargebacks has become an increasingly frequent problem for merchants. For small businesses,…
Understanding Venmo Chargebacks & Disputes: A Complete Guide
Although the Venmo chargeback dispute process can be difficult to understand, it's crucial you do if you offer Venmo payments to your customers. As a…
Signature Panel Code: What Is it and How Does it Work?
You may have seen the signature panel code as a three or four-digit number on your credit card. This code is used as an extra…
Understanding Capital One Chargebacks for Merchants
The Capitol One chargeback process is similar to how most issuing banks and credit card networks conduct their chargeback process. Typically this process involves three…
