Payment API Integration: Advantages, Features, & Solutions
Over the last 10 years, eCommerce sales have surged from $60.4 billion in sales in 2012 to $261.97 billion in 2022.[footnote]YCharts. "US E-Commerce Sales (I:USECS)".…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Visa Surcharge Rules Are Changing, Here’s What You Need to Know
Many already know the financial challenges small- and mid-sized businesses face, but the change in Visa’s surcharge rules may add to them. Per a recent…
Payment Gateway Fees & Pricing: Your Go-To Guide
With a surge in online shopping in recent years, there has been a natural focus on payment gateways and their associated gateway fees. Payment gateways…
What Are Micropayments? Everything You Need to Know
If you've ever downloaded a song from iTunes or given a driver a tip using a delivery app, you've completed a micropayment. Although these transactions…
What Is a Payment Gateway? A Comprehensive Guide for 2025
To be a competitive business in 2025, you must accept online payments, and to offer these payment methods through a secure, reliable mechanism, you must…
Breaking Free from Merchant Account Holds, Freezes, & Termination
The event of a merchant account hold, freeze, or termination can result in some nightmare situations for business owners: cash flow problems at best and…
Merchant Account vs Payment Processor: Key Differences
The proper tools for accepting credit card payments are one and the same as the proper tools for business success. After all, over 40% of…
Stripe vs. Merchant Account: What's the Difference?
With more than 39 billion combined card transactions annually in the United States, businesses accepting credit cards can expect to generate more revenue than those…
How to Harness the Power of Smart Payment Routing
As the widespread use of credit cards increases, so too does the occurrence of declined transactions, but smart routing aims to solve the latter by…
Merchant Account vs Business Bank Account: What's the Difference?
Merchant accounts and business bank accounts may seem like the same thing, but they're not. If you own a business, you probably already know that…
