The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

How to Prevent & Recover Failed Payments: Your Go-To Guide

When accepting payments, one of the most frustrating things you can encounter is a failed payment. This is especially true for businesses relying on eCommerce…

register with failed payment warning

What Is Payment Orchestration & How Does It Work?

Traditionally, businesses accept payments using a single payment processor or merchant account, but a new process called "payment orchestration" has changed how payments operate. The…

a payments orchestra

High-Risk MCC Codes: A Helpful List

Among the long list of MCC codes used within payment processing to categorize industry types, a high-risk MCC code indicates a business operates in a…

high risk meter pointing towards red

Payment Gateway vs Payment Aggregator: What's the Difference?

Payment gateways and payment aggregators are more than industry standards: anyone considering themselves a payments expert should become familiar with these terms. Distinguishing the two…

A man with a curious and interested expression, deep in thought, with light bulbs floating above his head.

Variable Recurring Payments: What You Need to Know for 2025 & Beyond

Variable recurring payments (VRPs) are rapidly gaining popularity as a flexible and secure way to facilitate payments. With research suggesting that US-based recurring payments will…

A stylized blue and yellow digital illustration of two smiling people exchanging money, with floating cash and coins emphasizing a financial transaction.

What Is a Transaction ID & How Can They Help Merchants?

A transaction ID is a unique identifier code assigned to each sale that takes place between a customer and a merchant. This identification number is…

someone using credit card with computer laptop

TLS vs SSL: What Are the Main Differences?

SSL and TLS technology is utilized by eCommerce sites to secure communication channels between servers and web applications. And with one in two Americans suffering…

SSL vs TLS lock inside a gear.

Transport Layer Security 101: What Is TLS and Why Does It Matter?

Experts suggest that cybercrime will cost the world $10.5 trillion annually by 2025, making it extremely important for business owners to implement security protocols like…

A gold shield with a key hole in the center in front of a technology background

Understanding the 4 Different Types of Payment Gateways

There are four main types of payment gateways, all of which function differently to secure and transmit sensitive transaction data between cardholders, merchants, and payment…

labyrinth with different payment gateways

What Are Integrated Payment Systems & How Do They Work?

It seems like every integrated payment solution works with just about any software these days, and for good reason: it makes doing business easy. Integrations…

Two puzzle pieces fitting together
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