The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

What Is QuickBooks and How Does It Work? A Complete Overview

Like Xerox is to copies, and BandAid is to bandages—QuickBooks has been synonymous with business accounting software since the 1990s. Despite increased competition, QuickBooks still…

Woman at a desk pointing at the desktop screen while typing on the calculator while using quickbooks

A Complete Guide to Discover Card Disputes & Chargebacks 

With Discover being one of the most widely used credit card networks, most business owners have come across the dreaded Discover chargeback. As such, it's…

A shopper on her laptop and holding her credit card to start making Discover chargebacks

A Complete Guide to Square Chargebacks & Seller Protection

Due to Square's growing popularity in the payments industry, the occurrence of Square chargebacks has become an increasingly frequent problem for merchants. For small businesses,…

stressed businessman sitting at a desk with stacks of paperwork because he didn't enroll in square chargeback protection program

Understanding Venmo Chargebacks & Disputes: A Complete Guide

Although the Venmo chargeback dispute process can be difficult to understand, it's crucial you do if you offer Venmo payments to your customers. As a…

businessman under as mount of papers holding up a help sign because he's in the middle of the Venmo chargeback dispute process

Signature Panel Code: What Is it and How Does it Work?

You may have seen the signature panel code as a three or four-digit number on your credit card. This code is used as an extra…

image of three credit cards with a lock on top on a blue and yellow background to show the security of a signature panel code

Understanding Capital One Chargebacks for Merchants

The Capitol One chargeback process is similar to how most issuing banks and credit card networks conduct their chargeback process. Typically this process involves three…

man sitting with their laptop and holding up credit card after calling in for a capital one chargeback to their bank

A Quick Guide for Handling Bank of America Chargebacks & Disputes

Let's take a close look at Bank of America chargebacks and how they affect merchants! If you own a business, you're probably familiar with chargebacks…

picture of a man looking at a credit card to represent a bank of america chargeback

How Does eBay Protect Sellers? Understanding eBay Chargebacks 

If you're interested in selling on eBay, it's wise to understand exactly how you're protected by them and to know how the eBay chargeback process…

picture of a customer shopping on ebay's website before a possible ebay chargeback dispute

How to Handle Cash App Chargebacks & Disputes: A Merchant Guide

As a business owner who uses Cash App, a peer-to-peer payment service, it's important to know the ins and outs of the Cash App dispute…

picture of a calculator and a graph representing handling a cash app chargeback dispute

How Long Does an ACH Transfer Take? ACH Transfer Times

ACH transfer times vary depending on the bank, with some banks processing ACH payments within 1-2 business days and others taking 3-6 business days. In…

two clocks on colored background measuring how long an ach transfer takes
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