The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Stripe Chargeback Protection: How to Handle Stripe Disputes

Stripe is a popular payment facilitator among many merchants, and for good reason. It provides a Stripe chargeback protection program designed to help merchants safeguard…

A life preserver floating in turbulent ocean waves

Stripe EEA STEL Aggregation: What Is It and How to Get Rid of It

Stripe plays a pivotal role in the United States' payment landscape. By 2021, the payment provider was processing more than $640 billion worth of payments…

customer tapping credit card on card reader

Braintree vs. Stripe: A Side-by-Side Breakdown for 2025

With more than 26 million online stores selling products and services to worldwide consumers, eCommerce shows no signs of slowing down.[footnote]Blogging Wizard. "32 Top Ecommerce…

Client tapping phone over card terminal

What Is an ISO? Independent Sales Organization Explained

With the ratio of US consumers preferring cash as a payment method down to less than 20%, it's clear businesses must accept credit and debit…

ISO ales agents meeting

Is Stripe Safe? An In-Depth Look Into Stripe's Security Measures

Stripe has risen to prominence as one of the world's leading payment service providers (PSPs), but is Stripe safe for merchants and customers? With global…

an open Striped safe

Clover Fees and POS Pricing Explained: Service Plans, Hidden Fees, and More

A major draw of Clover is its customized offerings capable of supporting various business types and sizes—this, however, can make navigating Clover fees and pricing…

clover fees coins

What Is A Surcharge? How It Works, Types, and Examples

If your industry is burdened by exorbitant processing fees, credit card surcharges can potentially help. After all, businesses that operate in higher-risk industries often have…

Hands holding a tower of money symbolizing money that could be saved from implementing surcharges into your credit card sales process.

Stripe vs Shopify Payments: An In-Depth Comparison for 2025

Research suggests that more than 218 million Americans will shop online in 2025, highlighting the continuing momentum of eCommerce platforms.[footnote]Oberlo. "HOW MANY PEOPLE SHOP ONLINE…

Merchant business owner deciding between stripe or shopify payments

Can I Buy a Used Clover POS? Everything You Need To Know

When searching for point-of-sale (POS) systems, reduced hardware for sale by third parties may pop up in your search results. While it may seem tempting…

Clover vs PayPal: Which Works Best For Your Retail Business?

Clover or PayPal—which of these two prominent players in the payment industry takes the cake? Payment providers have had to adapt their offerings to meet…

Retail business merchant using sleek point of sale
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