The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

7 Best Clover Alternatives and Competitors for 2025

Clover POS is among today’s most popular point-of-sale (POS) options. It’s an all-in-one system perfect for restaurants and retail stores. But it's also not your…

clover alternatives

What Is a GPO and How Can Group Buying Benefit Your Business?

When it comes to bulk purchasing, a group purchasing organization can help bring individual unit costs down. This is called group buying, and it's a…

A group of figures in a group purchasing organization surround their goods

Top 10 QuickBooks Alternatives for Your Business in 2024

QuickBooks is a long-standing powerhouse in financial software. However, these days there are plenty of cheaper alternatives in the marketplace that offer features that QuickBooks…

A laptop running a quickbooks alternative on the screen.

Clover vs Toast POS: Which Point-of-Sale Should You Choose?

There are plenty of options when selecting a point-of-sale (POS) system for your business. Knowing what to look for is essential. Choosing the right solution—be…

toast bread vs clover leaf

Clover vs Lightspeed POS: Which Is Better?

When sifting through point-of-sale (POS) options for your business, you’ve probably come across a wealth of possibilities: Clover, Lightspeed, and many other POS alternatives in…

Clover light speed lamp on table

How to Accept Payments Through QuickBooks

Small businesses often face the challenge of managing and accepting payments efficiently—and that's on top of everything else they're doing to manage their finances. Streamlining…

Cash and a calculator on an orange background ready for accepting payments through quickbooks.

How to Accept Gift Cards for Payment at Your Small Business

Gift cards have become a go-to solution for those seeking the perfect present, so businesses tend to keep them readily available. Not to mention, accepting…

Blue and yellow credit cards on a table.

What Is an EFIN and How to File an EFIN Application

Given all the legal jargon and acronyms—EFIN included—understanding tax codes in the United States can understandably be a challenge for taxpayers. So much so that…

What Is a PTIN Number & How Can You Get One?

A Preparer Tax Identification Number, or PTIN, is an important tool for professionals in the tax industry. The Internal Revenue Service (IRS) assigns this federal…

tax accountant with ptin number sitting on his desk

What Is a Business Operating Account? A Simple and Complete Guide

In this article, we'll explore the importance of business operating accounts for business owners and examine the various types of operating accounts that exist. We…

Illustration of an office desk with a laptop displaying a digital bank interface showing graphs and transaction details.
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