BTOT Dep Bankcard: What Does It Mean Exactly?
The complexities of payment processing can even baffle the most brainy bankers. Confusing terms and acronyms can clutter your business's bank statement but signify crucial…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Lockbox Banking Explained: Everything You Need to Know
The average American writes fewer checks, but business barons continue the accounting tradition with rental receipts, banking bills, and countersigned contracts. Larger businesses use lockbox…
How to Send an Electronic Check: Step-by-Step Guide
Ever since 2004, when the US officially adopted electronic checks with the Check Clearing for the 21st Century Act (or Check 21), traditional checks have…
The Ultimate Guide to Purchase Order Financing
While receiving a large order is typically a cause for celebration among businesses, it can also present cash flow challenges. If your business lacks the…
What Is PCI Level 1 Compliance? A Brief Explainer
All businesses that process electronic payments such as debit and credit cards, must be PCI compliant. PCI Level 1 compliance, however, may be a completely…
Statement Descriptors: Definition, Types, Examples & More
Statement descriptors are a bigger deal than you may think. They can give your customers more clarity as far as purchases they've made and can…
Zelle Business Account Scams: Everything You Need to Know
With the rise in popularity of P2P platforms, concerns about Zelle business account scams have increased equally. Peer-to-peer (P2P) payment platforms have been leading the…
Is Zelle Safe for Sellers? Zelle Security Features and More
Fintech has propelled the speed at which payments are made and expanded the accessibility of financial services, which may leave many business owners wondering if…
Prorated Billing: A Comprehensive Guide
Whether you're a small startup or a large corporation, billing is an essential aspect of any business. However, today's businesses often feature unique pricing plans,…
How to Accept Apple Pay in Your Business: A Guide for 2025
As most business owners know, smooth transactions can significantly impact customer conversion and loyalty. That's why accepting Apple Pay, a leading form of contactless mobile…
