Credit Card Processing

Are you curious about how payment processing works and what exactly happens when a customer swipes a card? When it comes to operating a business in the modern world, understanding everything you need to know about processing credit cards and other types of payments is vital.

Not sure where to start? Build a solid foundation by learning about merchant accounts, payment gateways, and virtual terminals.

If you’re thinking of working with a payment service provider, check out our article on its pros and cons, and the alternative that may work better for your business.

An important aspect to consider when shopping around for the lowest credit card processing fees includes interchange fees vs flat-rate pricing. Contrary to popular belief, flat-rate pricing may not always be the best choice for your business.

Most Recent Credit Card Processing Articles

How to Accept Gift Cards for Payment at Your Small Business

Gift cards have become a go-to solution for those seeking the perfect present, so businesses tend to keep them readily available. Not to mention, accepting…

Blue and yellow credit cards on a table.

How to Accept Recurring Payments in Your Business

In this blog post, we'll delve into the advantages of recurring payment processing and explore how it can be a game-changer for businesses of all…

How to Accept Credit Card Payments on Your Mobile Phone

For merchants who rely on accepting mobile payments—either due to preference or operational necessity—a mobile card reader is an essential tool. These are portable devices…

Accept mobile payments between people

Authorize.net vs. PayPal: A Side-by-Side Comparison

When comparing Authorize.net vs. PayPal, both give your business the ability to accept online payments and with global digital transaction volume exceeding $5 trillion annually…

Two gateways next to each other.

How to Prevent & Recover Failed Payments: Your Go-To Guide

When accepting payments, one of the most frustrating things you can encounter is a failed payment. This is especially true for businesses relying on eCommerce…

A frowning woman holding a phone and credit card with a failed payment

Payment Gateway vs Payment Aggregator: What's the Difference?

Payment gateways and payment aggregators are more than industry standards: anyone considering themselves a payments expert should become familiar with these terms. Distinguishing the two…

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Variable Recurring Payments: What You Need to Know for 2025 & Beyond

Variable recurring payments (VRPs) are rapidly gaining popularity as a flexible and secure way to facilitate payments. With research suggesting that US-based recurring payments will…

A stylized blue and yellow digital illustration of two smiling people exchanging money, with floating cash and coins emphasizing a financial transaction.

What Is a Transaction ID & How Can They Help Merchants?

A transaction ID is a unique identifier code assigned to each sale that takes place between a customer and a merchant. This identification number is…

someone using credit card with computer laptop

How to Get a Merchant Account in 5 Simple Steps

Due to the requirement of a merchant account to process credit cards and the complexities of payment processing, accepting payments can be a daunting task.…

A customer paying a business owner with a merchant account.

What Is a Payment Gateway? A Comprehensive Guide for 2025

To be a competitive business in 2025, you must accept online payments, and to offer these payment methods through a secure, reliable mechanism, you must…

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