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Check Payment Processing Services

Begin to accept checks online and in-person with quick, secure, and integrated solutions that fit your business’ needs. Learn how you can accept checks online without the hassle. Check processing provides the freedom to accept payments online and anywhere your customers are located.

  • Quick and convenient processing speeds
  • Online integration capabilities
  • Safe and secure payment processing
  • Contactless payments
  • PCI compliance
  • No hardware or equipment needed
Astronaut ready to support and simplify high risk merchant accounts
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Accept Checks Online Instantly

Receive money faster and more securely with integrated check processing on your website, in your retail location, or from wherever you are. Combine the power of today’s security features of real-time authorizations with the convenience of processing checks through the post, email, or face to face. In addition to that, by choosing to accept echeck payments, you no longer have to be concerned about additional fees or pesky chargebacks like with credit card payments. They offer fewer restrictions and more options for business owners that are looking to accept checks online and in-person along with those that already do.

check processing

Real-Time Check Verification

Enjoy instant electronic check processing with our integrated verification tool. There to make sure that you accept only good checks every time.

check processing

Same-Day Deposits

Processing multiple echeck batches throughout the day means that you will have access to your hard-earned money in as little as 24 hours.

check processing

Fraud & Chargeback Reduction

Because of our secure tools, high risk echeck processing has never been easier.Never worry about fraud and chargebacks again with PaymentCloud check processing services.

Ready To Get Started?

Create an account instantly and start processing checks. You can also contact us to design a custom package for your business.

ACH Payment Processing

One of the most popular types of merchant check processing is Automated Clearing House, also known as ACH. This process helps process payments quickly and with no need for a paper check, credit card, or debit card. Learn more about how you can accept ACH payments for your business.

check processing

ACH Payment Processing

One of the most popular types of merchant check processing is Automated Clearing House, also known as ACH. This process helps process payments quickly and with no need for a paper check, credit card, or debit card. Learn more about how you can accept ACH payments for your business.

Instantly Verify Funds

Instantly Verify Funds

ACH payments verify the sender’s funds directly from their account number without the wait of verifying funds the old-fashioned way. PaymentCloud ACH is one of the easiest ways for customers to pay. No setup. No fees. No chance for an expired card.

Single and Recurring Billing

Single and Recurring Billing

One-time billing and recurring payments are easy to set up and manage from the integrated dashboard, making it a preferred method for many businesses.

eCheck Payment Processing

Check Process

Electronic checks, or eChecks is a type of electronic funds transfer (EFT) that uses a different processing flow than ACH. This system is particularly beneficial for merchants that come with more risks and need high risk echeck processing.

Reduce Your Risk Factors

By accepting electronic checks, you automatically reduce the number of credit card transactions and therefore also the chance of a chargeback appearing on your account.

Set Up Subscription Billing

Many business types that accept echeck payments love that they can implement recurring payments- in fact it is one of the most popular features of echeck payment processing. Get paid faster. Reduce risk. Use secure solutions. Automate payments.


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Secure Your Payments Through Check Processing

Chargebacks and fraudulent activity are not concerns that merchants worry about when using check processing procedures to accept payments. In contrast to credit card use, check processing has a much lower chance of these risk factors.

By utilizing PaymentCloud’s high risk echeck processing or ACH solutions, many risky businesses have been able to get a hold of their fraud and chargebacks and stabilize their company. With instant echecks verification and approval, merchants reduce and even eliminate their risk of receiving fraudulent check transactions.

Perks of Having Check Processing Services

Check Process
  • Less expensive than credit and debit card processing
  • Increased convenience for the business owner
  • Another way for your customers to pay
  • Fraud and Chargeback protections
  • Instant echecks verification
  • 24-48 hour deposits
  • Accept checks online and in-person
  • Great solution for high risk businesses
  • Single and recurring payment options
  • In-person and electronic check processing
check processing

Electronic check processing is a great solution for merchants to offer their customers as an additional way to pay. No matter if you’re in retail or online, B2B or B2C, providing check processing services can only help your business succeed.

Find Check Processing Solutions

Create an account instantly and start processing checks. You can also contact us to design a custom package for your business.

Equip Yourself with PaymentCloud Check Processing

No Need to Fill Out a Separate Application

Each merchant account is evaluated for their specific risk factors. This way we know what tools you will need in order to detect and prevent credit card fraud.

Simple Merchant Account Integration

Once you have identified the tools that you want, getting them onto your payment gateway or virtual terminal is a breeze.

Transparent Pricing Schedule

Simple and straightforward pricing is important to us because it is important to you. Don’t get locked into a contract ever again, call PaymentCloud to get setup.