The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

22 Product Ideas Worth Considering for Your Business in 2025

Whether you're starting an eCommerce business or already run one, you may be on the hunt for some winning product ideas. In fact, one of…

CBD candle product business idea

Business Forecasting: The Planning Strategy Your Business Needs

If you want to secure the continued success of your business, it's important that you practice business forecasting. Successful organizations have a lot of time…

business forecasting

How Does Wireless Credit Card Processing Work?

Merchants and their businesses have been transformed by the advent of wireless credit card processing. In the last year, more consumers are looking to pay…

Wireless NFC mobile reader on counter

What is a CDFI?

If you're looking for business funding, you may come across the term CDFI in your research. For people who come from a low-income or otherwise…

A scene of small figurines in shades of orange, white, and blue standing on a surface covered with U.S. dollar bills, symbolizing economic demographics and financial distribution. ​​

What Is an ACH Payment? The Ultimate Guide to ACH Transfers

An ACH payment is a virtual transaction that moves funds from one financial institution to another via the Automated Clearing House electronic network. A participating…

bank institution with directional arrows coming out of it

Understanding the 5 Cs of Credit

You're likely to come across the 5 Cs of credit when trying to learn how to get a small business loan. Obtaining funding to start…

An artistic depiction of five colorful, dripping letter

Flat Rate Credit Card Processing: Is It Right For You?

Flat rate credit card processing is one of those terms you'll often hear about when seeking payment processing but that can also be confusing. Finding…

Selling on an Online Marketplace: Getting Started

With the shift from shopping in person to eCommerce, online marketplaces have exploded over the last few years. Whether you want to expand your business…

A vibrant illustration of hands on a laptop surrounded by shopping bags, credit cards, and online cart icons, symbolizing the steps to selling on an online marketplace.

Debt to Income Ratio: How to Calculate Your DTI

When you're looking to get a business loan, a major aspect lender will look at is your debt to income ratio. Of course, you may…

debt to income ratio

Loan to Value Ratio (LTV) Demystified

If you're looking to purchase equipment, vehicles, or property for your business, lenders will surely look at your loan to value ratio. The loan-to-value ratio…

A stylized illustration of a hand holding a stack of paper money in blue, yellow, and orange tones.
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