What Is an ACH Payment? The Ultimate Guide to ACH Transfers
An ACH payment is a virtual transaction that moves funds from one financial institution to another via the Automated Clearing House electronic network. A participating…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
Understanding the 5 Cs of Credit
You're likely to come across the 5 Cs of credit when trying to learn how to get a small business loan. Obtaining funding to start…
Flat Rate Credit Card Processing: Is It Right For You?
Flat rate credit card processing is one of those terms you'll often hear about when seeking payment processing but that can also be confusing. Finding…
Selling on an Online Marketplace: Getting Started
With the shift from shopping in person to eCommerce, online marketplaces have exploded over the last few years. Whether you want to expand your business…
Debt to Income Ratio: How to Calculate Your DTI
When you're looking to get a business loan, a major aspect lender will look at is your debt to income ratio. Of course, you may…
Loan to Value Ratio (LTV) Demystified
If you're looking to purchase equipment, vehicles, or property for your business, lenders will surely look at your loan to value ratio. The loan-to-value ratio…
Exploring Your Small Business 401(k) Options
As a business owner with multiple employees, you may be looking into your small business 401k options. Did you know, almost half of the workforce…
Deciphering The Personal Guarantee: Is It Right for Your Business?
As your business grows and makes purchases that require financing, you will often come across terms like business credit score and personal guarantee. As you…
Debt Service Coverage Ratio (DSCR): How to Calculate It
When it comes to obtaining business funding from a lender, knowing your debt service coverage ratio can really help. Whether you're starting from scratch or…
8 Small Business Legal Requirements to Consider
If you're considering starting a business, there are some small business legal requirements to consider. Recently, business regulations have come to the forefront as so…
