Business Funding

Are you looking to secure capital for your business but aren’t sure where to begin? More than ever, businesses are looking to grant and loan programs to help fund their operations. However, it can be difficult for small businesses to secure loans and other types of funding. Because of the nature of the subject, you’ll want to be aware of the complexities that come with business funding. There are many different options available, from unsecured loans and business lines of credit to federal grant programs.

Here, you’ll learn everything from what collateral is to how to secure an inventory loan and everything in between. Find the tools you need to stay informed and grow your business at any stage.

How to Get A Business Loan: The Basics and Applying: Here’s everything you need to know about getting a business loan. Think of it as Business Lending 101.

Minority Business Loans for 2021: It’s already tricky to get a small business loan, and even harder if you’re a member of a traditionally marginalized group. Check out these business loan programs made specifically for minorities!

Business Line of Credit: How it works: Find out how you can obtain funding through a business line of credit, including what it is and what you need to get started.


Most Recent Business Funding Articles

Understanding AAA Bonds

If you're looking to get a better understanding of investments or explore bonds, you may come across a term known as AAA bonds. Bonds can…

aaa bonds

What is a CDFI?

If you're looking for business funding, you may come across the term CDFI in your research. For people who come from a low-income or otherwise…


What is an Asset?

When you are looking into business funding options, you may ask yourself the question "what is an asset?" and wonder if you currently have any…

what is an asset

Understanding the 5 Cs of Credit

You're likely to come across the 5 Cs of credit when trying to learn how to get a small business loan. Obtaining funding to start…

5 cs of credit

Debt to Income Ratio: How to Calculate Your DTI

When you're looking to get a business loan, a major aspect lender will look at is your debt to income ratio. Of course, you may…

debt to income ratio

Loan to Value Ratio (LTV) Demystified

If you're looking to purchase equipment, vehicles, or property for your business, lenders will surely look at your loan to value ratio. The loan-to-value ratio…

loan to value ratio

Deciphering The Personal Guarantee: Is It Right for Your Business?

As your business grows and makes purchases that require financing, you will often come across terms like business credit score and personal guarantee. As you…

personal guarantee

Debt Service Coverage Ratio (DSCR): How to Calculate It

When it comes to obtaining business funding from a lender, knowing your debt service coverage ratio can really help. Whether you're starting from scratch or…

debt service coverage ratio

Revolving Utilization and Its Impact on Your Credit Score

If you are doing research into your personal or business credit score, you may come across what's called revolving utilization. On average, Americans use only…

revolving utilization

How to Get a Small Business Loan in Just 6 Steps

As a business owner looking for funding, you may find yourself researching how to get a small business loan. Entrepreneurs are known for being driven,…

get a small business loan