The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Selling on an Online Marketplace: Getting Started

With the shift from shopping in person to eCommerce, online marketplaces have exploded over the last few years. Whether you want to expand your business…

A vibrant illustration of hands on a laptop surrounded by shopping bags, credit cards, and online cart icons, symbolizing the steps to selling on an online marketplace.

Debt to Income Ratio: How to Calculate Your DTI

When you're looking to get a business loan, a major aspect lender will look at is your debt to income ratio. Of course, you may…

Woman calculating debt to income ratio on computer

Loan to Value Ratio (LTV) Demystified

If you're looking to purchase equipment, vehicles, or property for your business, lenders will surely look at your loan to value ratio. The loan-to-value ratio…

A stylized illustration of a hand holding a stack of paper money in blue, yellow, and orange tones.

Exploring Your Small Business 401(k) Options

As a business owner with multiple employees, you may be looking into your small business 401k options. Did you know, almost half of the workforce…

Small business 401 K options for owners

Deciphering The Personal Guarantee: Is It Right for Your Business?

As your business grows and makes purchases that require financing, you will often come across terms like business credit score and personal guarantee. As you…

Debt Service Coverage Ratio (DSCR): How to Calculate It

When it comes to obtaining business funding from a lender, knowing your debt service coverage ratio can really help. Whether you're starting from scratch or…

Debt ratio calculation formula

8 Small Business Legal Requirements to Consider

If you're considering starting a business, there are some small business legal requirements to consider. Recently, business regulations have come to the forefront as so…

Scales in front of small business symbolizing legal requirements

How Old Do You Have to Be to Buy a Gun in the US?

If you're a firearms business owner, you may be wondering how old you have to be to buy a gun. Knowing the age restrictions of…

judge's gavel and gun on wooden desk symbolizing the question of how old do you have to be to buy a gun in the US

Understanding Your NFC Payment Options

As a business owner, understanding NFC payments and the available options can be tricky. A lot has changed in the world, particularly how your business…

Customer making a contactless payment with a smartphone at a brightly colored cafe counter.

What is PCI Compliance: The Facts You Need to Know

If you accept credit cards chances are you've come across the term PCI compliance before. While credit cards are a convenient way to pay, most…

A PCI Compliance shield on a data board.
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