The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

Understanding AAA Bonds

If you're looking to get a better understanding of investments or explore bonds, you may come across a term known as AAA bonds. Bonds can…

Bond company owner with AAA rating

RDFI and ODFI: What's the Difference?

If your business processes checks, you may come across the terms RDFI and ODFI. These are entities that process payments like checks and debit transactions.…

A person holding a clipboard taking inventory of money, guarding a bank vault.

ACH vs eChecks: What is the Difference?

When it comes to online payment processing, people often use the terms eCheck and ACH interchangeably. Realistically, it's easy to think eCheck is the same…

eCheck ACH transfer online laptop

22 Product Ideas Worth Considering for Your Business in 2025

Whether you're starting an eCommerce business or already run one, you may be on the hunt for some winning product ideas. In fact, one of…

CBD candle product business idea

Business Forecasting: The Planning Strategy Your Business Needs

If you want to secure the continued success of your business, it's important that you practice business forecasting. Successful organizations have a lot of time…

money falling out of the sky symbolizing business forecasting

How Does Wireless Credit Card Processing Work?

Merchants and their businesses have been transformed by the advent of wireless credit card processing. In the last year, more consumers are looking to pay…

Wireless NFC mobile reader on counter

What is a CDFI?

If you're looking for business funding, you may come across the term CDFI in your research. For people who come from a low-income or otherwise…

A scene of small figurines in shades of orange, white, and blue standing on a surface covered with U.S. dollar bills, symbolizing economic demographics and financial distribution. ​​

What Is an ACH Payment? The Ultimate Guide to ACH Transfers

An ACH payment is a virtual transaction that moves funds from one financial institution to another via the Automated Clearing House electronic network. A participating…

bank institution with directional arrows coming out of it

Understanding the 5 Cs of Credit

You're likely to come across the 5 Cs of credit when trying to learn how to get a small business loan. Obtaining funding to start…

An artistic depiction of five colorful, dripping letter

Flat Rate Credit Card Processing: Is It Right For You?

Flat rate credit card processing is one of those terms you'll often hear about when seeking payment processing but that can also be confusing. Finding…

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