The PaymentCloud Blog

Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.

Top Content

Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.

What Is a High-Risk Merchant Account?

Top 10 Online Shopping Cart Solutions

How to Get the Cheapest Credit Card Processing & Lower Fees

Using Venmo for Business: Is It a Good Idea?

What is an FFL and How Can You Get a Federal Firearm License?

The Complete List of ACH Return Codes

 

 

Where To Start

Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.

What Are Merchant Services?

How to Accept Payments

What Is a Merchant Account?

Which Credit Card Reader is Right For You?

The Ultimate Guide to eCheck Payment Processing

How to Start a Business in 2024: 12 Steps to Success

 

 

NFC Mobile Payments: Everything You Need to Know

With evidence suggesting that 87% of consumers prefer NFC mobile payments for in-store purchases, it's no wonder businesses are rushing to offer this payment method.[footnote]…

A phone using NFC mobile payments

eCommerce Fraud Prevention & Protection: The Ultimate Guide

Estimates suggest more than 24% of retail purchases will occur online by 2026, making the online transaction space among the ripest targets for scammers.[footnote]Forbes. "38…

Cash with handcuffs around them as part of ecommerce fraud

Stripe Connect Alternatives: Top Competitors and Options

These days, there are plenty of viable Stripe Connect alternatives for your business, especially as the eCommerce space has grown. With estimates suggesting that annual…

A payment terminal and a wad of cash used for stripe connect

No-Fee Credit Card Processing: A Complete Business Guide

Every business owner who accepts card payments has to deal with processing fees at one point or another. However, an unwanted abundance of credit card…

customer paying with credit card at restaurant

ACH SEC Codes: The Complete List

One of the sections of financial lingo among the jargon of the industry that's quite literally just a wall of codes is the SEC code…

ACH SEC Codes on bank to bank transactions

Cash App Payment Pending: What Does This Message Mean for Your Business?

While Cash App payment processing is generally simple and streamlined, issues occasionally arise, such as your Cash App payment pending. If a Cash App payment…

Cash app payment pending through phones

Dual Pricing Explained: Pros, Cons, Considerations & More

To better understand the benefits of dual pricing, it's essential to understand the current state of payment processing. The cost of processing credit card payments…

Dual pricing containers with cash and credit debit gumballs.

The Definitive Guide to eCommerce Payment Processing

You have an online business and customers ready to buy — now what? It’s time to set up eCommerce payment processing to accept payments from…

Customers with a shopping card and a globe participating in ecommerce payment processing.

Lightspeed vs Shopify: Which Comprehensive Solution Wins?

While many eCommerce retailers conduct their business entirely online, some may find that they also must accommodate physical sales. In these instances, finding a solution…

Shopping carts travelling at the speed of light

Helcim Review 2025: Features, Pricing, Alternatives, and More

As far as merchant services providers go, Helcim merchant services offer fair and transparent pricing and include a lot of useful features. If you are…

A sleek, modern payment terminal with colorful buttons and a bright display, set against a vibrant background, symbolizing innovative payment processing.
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