Payment Facilitator vs Payment Processor: What’s the Difference?
In today's marketplace, choosing a payment solution can feel like a trade-off between setup speed and operational control. For example, payment facilitators (PayFacs) offer rapid…
The PaymentCloud Blog
Our merchants are important to us, that’s why we go out of our way to educate and inform them on the ins and outs of the payment processing industry. We understand merchant services can be a confusing space for new businesses (and old companies too!). So please continue reading for an insightful blog on the industries we serve best.
Top Content
Reviewing our top content is the best place to begin when navigating business ownership for high risk, mid risk, and low risk businesses. Here, we strive to inform and give you the tools to grow your business- No matter if you’re a small company or a large enterprise.
What Is a High-Risk Merchant Account?
Top 10 Online Shopping Cart Solutions
How to Get the Cheapest Credit Card Processing & Lower Fees
Using Venmo for Business: Is It a Good Idea?
What is an FFL and How Can You Get a Federal Firearm License?
The Complete List of ACH Return Codes
Where To Start
Still figuring out where to start? We can help. If you’re just beginning a business, you may be wondering how to set yourself up for success. Well, we have tailored information to help you with your business plan, marketing initiatives, and go to market strategy.
Which Credit Card Reader is Right For You?
The Ultimate Guide to eCheck Payment Processing
How to Start a Business in 2024: 12 Steps to Success
SaaS Payment Processing Explained: Top Gateways, Setup Tips & Key Features
Software-as-a-Service (SaaS) companies operate differently from traditional retailers. Instead of selling a product once, they rely on customers paying repeatedly — monthly, quarterly, or yearly…
Secure Payment Systems: What They Are and How to Choose the Right One
You're running a thriving business when suddenly, your payment processor shuts down your account due to a security breach. Your revenue dries up overnight, customer…
PayFac-as-a-Service: What It Is and Why It’s a Game-Changer
The electronic payment landscape is booming. In January 2025, 65% of U.S. adults reported using a digital wallet at least once in the past month.[footnote]Capital…
Payment Aggregator vs Payment Facilitator: What’s the Difference?
Digital payments are on the rise, and they’re not slowing down anytime soon. The market is expected to grow by over 13% each year, hitting…
What Is Embedded Finance and How Is It Reshaping Business Payments?
Are your customers dropping off at checkout because they’re sent to a clunky third-party payment page? What if you could offer a seamless payment experience…
Text-to-Pay: What It Is, How It Works, and Why Businesses Are Using Them
If you're sending most of your invoices via email, it’s probably not surprising that they sometimes get missed — spam filters, sorting rules, and inbox…
What Is a Merchant of Record (MoR)? Responsibilities, Benefits, and Considerations
Today's eCommerce businesses face complex challenges, including ever-evolving tax regulations and stringent compliance standards. Not to mention that as digital marketplaces expand, so does the…
A Guide to ACH Payment Processing for Small Businesses
Automated Clearinghouse (ACH) payments are a type of electronic bank-to-bank transfer that lets you get paid (and pay others) securely, quickly, and often at a…
How to Grow and Scale Your Dropshipping Business Efficiently
With low overhead costs — no product storage or storefront property necessary — dropshipping has become an increasingly popular business model with the potential for…
